• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Infinia Infinia Against ULIP?

  • Thread starter Thread starter sonuyos
  • Start date Start date
  • Replies Replies 252
  • Views Views 9K

sonuyos

TF Premier
VIP Lounge
RML Group
I got an offer from HDFC RM, saying I can get Infinia (I have no shot at getting it directly without waiting for like years. As it took them 8yrs to upgrade my Moneyback to Millennia card.)

If I go thru FD backed route it will be - 7.20% interest rate on 10lk fd. I straight up lose 5-7% on 10lk = 60k roughly every year.

They said to pay 2.1lk to get the card and of which I can surrender the Policy if I want after 1yr, and get back roungly 103-108k back.

In return they will give me Infinia Metal with a guaranteed upgrade (giving me in writing over email) to Infinia Reserve once the card launches.

Plus the card would be 3 yrs free.

Should I go for it?

Edit : Did not go with it. As many pointed out, the cost doesn't justify the card, especially after the 2:1 accor devaluation.
 
Last edited:
Lounge k liye i have Kotak White (Got Privy Account their, so free White) and few other options, but still I need an alternative for Accor points.

Even with recent devaluation of Axis card, I am still happy with them, they still outperform other banks cards by miles, and don't do unnecessary drama, at least with me.
 
Lounge k liye i have Kotak White (Got Privy Account their, so free White) and few other options, but still I need an alternative for Accor points.

Even with recent devaluation of Axis card, I am still happy with them, they still outperform other banks cards by miles, and don't do unnecessary drama, at least with me.
Get idfc wealth dc and cc .
For more lounge..
Ltf is it
 
You are right. And for the long time I held grude.

The only reason I opened to know if it is a good proposition or not. I guess its still isn't, no card deserve 106k, especially not Amex Plat, lol.
 
Back
Top