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Insurance Payment through Credit Card

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Paying insurance payments upto 1 lakh with apay gift cards on amazon is possible .

Advantage is no convenience fee and cc rewards/cashback u get while buying apay gift cards.

Amazon doesnt allow insurance payments beyond 1lakh (according to amazon terms and conditions.No personal experience)

Can buy 30k max apay gift cards on amazon account per month. If u plan a month in advance u can pool up apay gift cards from amazon, gyftr(hdfc infinia/dcb etc upto 10 k)
Amex gyftr (upto 10 k).Dont know other places where apay gift cards available .

Insurance Payments beyond 1lakh amex platinum travel is a good option.U will not get regular rewards but get milestone rewards.

Infinia and dcb give 3.33% but with capping?
Ill update in march wether there is any convenience fee for above 1L
 
So just now I made a payment of 2.5L HDFC Life insurance with AGV and I can confirm that it's still not charging any convenience fee. Same as last year.

@Sobirvs @Dudul123# @doctoramar

So we can buy any number of AGV vouchers available, accumulate that amount, and pay the insurance without charges. But you can't do mixed payments. So you will need to pay the entire amount through AGV+Apay Balance.
 
So just now I made a payment of 2.5L HDFC Life insurance with AGV and I can confirm that it's still not charging any convenience fee. Same as last year.

@Sobirvs @Dudul123# @doctoramar

So we can buy any number of AGV vouchers available, accumulate that amount, and pay the insurance without charges. But you can't do mixed payments. So you will need to pay the entire amount through AGV+Apay Balance.
Nice. My payment is already done though. Did it via payzapp. No convinience fee.

But thanks for posting as this reminds me for another payment. So I need to do 2 payments of LIC. One is for 1.05L and 2nd for 48k. Payment needs to be done 7 days before due date so that auto debit doesn't trigger. Due date is 28th March. I will do the payment within 1st week of March.

My question here is, how to go about it? I want to put spends on my brother's regalia gold card only. No other card. I can buy amazon vouchers via regalia or any other way but the spend has to be on regalia. Now, issue is, I am trying to first check bill at amazon for LIC via bbps and it's not showing the bill. LIC already msg'd about the bill on sms and when I go to lic website it is letting me pay the bill as you can pay the bill within 30 days. (feb month is 28days so on 26th it would be 30 days, 26th feb-28th march).
So what should I do? Amazon isn't fetching the bill. No other bbps service regardless setu or payzapp or any other is fetching the bill. I have seen links where it says amazon doesn't support LIC payments but then no other app is fetching the bill too, so gotta be some other problem.

Also let's say if it fetches the bill in a day or 2, should I use amazon to pay LIC?? 2 issues

1. Any convinience fees?
2. Once I buy the vouchers and make the payment, will amazon pass the payment to LIC or will amazon cancel the payment? I have heard amazon cancel's LIC payment too.

This link doesn't show LIC in the list https://www.amazon.in/b?ie=UTF8&nod...supported?,AXA Life Insurance Company Limited
 
Nice. My payment is already done though. Did it via payzapp. No convinience fee.

But thanks for posting as this reminds me for another payment. So I need to do 2 payments of LIC. One is for 1.05L and 2nd for 48k. Payment needs to be done 7 days before due date so that auto debit doesn't trigger. Due date is 28th March. I will do the payment within 1st week of March.

My question here is, how to go about it? I want to put spends on my brother's regalia gold card only. No other card. I can buy amazon vouchers via regalia or any other way but the spend has to be on regalia. Now, issue is, I am trying to first check bill at amazon for LIC via bbps and it's not showing the bill. LIC already msg'd about the bill on sms and when I go to lic website it is letting me pay the bill as you can pay the bill within 30 days. (feb month is 28days so on 26th it would be 30 days, 26th feb-28th march).
So what should I do? Amazon isn't fetching the bill. No other bbps service regardless setu or payzapp or any other is fetching the bill. I have seen links where it says amazon doesn't support LIC payments but then no other app is fetching the bill too, so gotta be some other problem.

Also let's say if it fetches the bill in a day or 2, should I use amazon to pay LIC?? 2 issues

1. Any convinience fees?
2. Once I buy the vouchers and make the payment, will amazon pass the payment to LIC or will amazon cancel the payment? I have heard amazon cancel's LIC payment too.

This link doesn't show LIC in the list https://www.amazon.in/b?ie=UTF8&node=21299663031#:~:text=Which insurers are supported?,AXA Life Insurance Company Limited
Dont worry. I have paid an LIC bill in Jan for 45k it went through. when you paid through payzap did you get any rewards. Why targeting regalia? is to get eligibility for upgrade?
 
Dont worry. I have paid an LIC bill in Jan for 45k it went through. when you paid through payzap did you get any rewards. Why targeting regalia? is to get eligibility for upgrade?
Yes, it is for upgrade.

Payzapp got 2000 points as insurance payments have a cap of 2k/day. I think I made a mistake. As in regalia gold it is 4 pts/150 spend on insurance with 2k/day cap, I could have done 75k/day trxns. I don't remember of payzapp allows editing the trxn amount though. But yeah, 75k/day So total 4x2000 = 8000 pts. Anyways, it's done and I am doing this just for an upgrade (which isn't even a guarnteed btw lol).

My main problem still remains, when will amazon be able to fetch the bill? LIC online is allowing the payment, so why amazon creating issues for me here? Why won't it fetch the fckn' bill.
 
Yes, it is for upgrade.

Payzapp got 2000 points as insurance payments have a cap of 2k/day. I think I made a mistake. As in regalia gold it is 4 pts/150 spend on insurance with 2k/day cap, I could have done 75k/day trxns. I don't remember of payzapp allows editing the trxn amount though. But yeah, 75k/day So total 4x2000 = 8000 pts. Anyways, it's done and I am doing this just for an upgrade (which isn't even a guarnteed btw lol).

My main problem still remains, when will amazon be able to fetch the bill? LIC online is allowing the payment, so why amazon creating issues for me here? Why won't it fetch the fckn' bill.
It won’t allow you to pay in instalments.

Amazon will fetch the bill don’t worry. It happens sometimes. Try after some days. I pay all my LIC with Amazon.

Please check DM
 
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Nice. My payment is already done though. Did it via payzapp. No convinience fee.

But thanks for posting as this reminds me for another payment. So I need to do 2 payments of LIC. One is for 1.05L and 2nd for 48k. Payment needs to be done 7 days before due date so that auto debit doesn't trigger. Due date is 28th March. I will do the payment within 1st week of March.

My question here is, how to go about it? I want to put spends on my brother's regalia gold card only. No other card. I can buy amazon vouchers via regalia or any other way but the spend has to be on regalia. Now, issue is, I am trying to first check bill at amazon for LIC via bbps and it's not showing the bill. LIC already msg'd about the bill on sms and when I go to lic website it is letting me pay the bill as you can pay the bill within 30 days. (feb month is 28days so on 26th it would be 30 days, 26th feb-28th march).
So what should I do? Amazon isn't fetching the bill. No other bbps service regardless setu or payzapp or any other is fetching the bill. I have seen links where it says amazon doesn't support LIC payments but then no other app is fetching the bill too, so gotta be some other problem.

Also let's say if it fetches the bill in a day or 2, should I use amazon to pay LIC?? 2 issues

1. Any convinience fees?
2. Once I buy the vouchers and make the payment, will amazon pass the payment to LIC or will amazon cancel the payment? I have heard amazon cancel's LIC payment too.

This link doesn't show LIC in the list https://www.amazon.in/b?ie=UTF8&node=21299663031#:~:text=Which insurers are supported?,AXA Life Insurance Company Limited
Only 48k payment you can possibly do entirely on AGV on regalia

You will get 10k from Gyftr HDFC. Maybe another 10k from regular Gyftr (I am not sure). Maximize will give you 30k without any return though. 10k you can get from Tata Neu. If at all they count it for upgrade.

I have a crazy thought which is very labour some and it will be obviously patched once they realise. Now in I shop portal of ICICI. We can buy unlimited AGV in multiples of 500. If you own Apay cc. It will give 4% unlimited. I bought 15k till now. But each voucher has to be added manually and its labour some. But if you have patience. You will get 4% return hands down. So your 1lakh LIC will give you 4K. Down side 200 times copy paste.

Let me know if you are gonna try. Thanks for letting me know that PayZapp doesn’t charge. I also wanted to try for upgrade. I just found out that even Tata Neu app is not charging extra for insurance payments. But there is a cap of 2k per billing cycle.
 
Yes, it is for upgrade.

Payzapp got 2000 points as insurance payments have a cap of 2k/day. I think I made a mistake. As in regalia gold it is 4 pts/150 spend on insurance with 2k/day cap, I could have done 75k/day trxns. I don't remember of payzapp allows editing the trxn amount though. But yeah, 75k/day So total 4x2000 = 8000 pts. Anyways, it's done and I am doing this just for an upgrade (which isn't even a guarnteed btw lol).

My main problem still remains, when will amazon be able to fetch the bill? LIC online is allowing the payment, so why amazon creating issues for me here? Why won't it fetch the fckn' bill.
You will get milestone benefits of regalia though
 
I have a crazy thought which is very labour some and it will be obviously patched once they realise. Now in I shop portal of ICICI. We can buy unlimited AGV in multiples of 500. If you own Apay cc. It will give 4% unlimited. I bought 15k till now. But each voucher has to be added manually and its labour some. But if you have patience. You will get 4% return hands down. So your 1lakh LIC will give you 4K. Down side 200 times copy paste.
labour is easy for me. I have done 250 many times thru amex haha but goal here is not to maximize but to put it on regalia and not use apay
 
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