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Friend recently moved to Southampton, UK - she's looking to open a student account.

We explored a few options, the major use-cases are:
1. Use the debit card around UK, ofcourse.
2. Receive money from Indian Bank account with the minimum amount of fees.

So far what we saw with HSBC, and Barclays was that they have a fixed cost of 5 pounds when transferring money, so small amounts don't really make sense at all (less than 10000 INR).

Please advice, thanks!
 
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