IOB online account opening detailed process - Best for RSDC

[Ram1]

Got the card today but useless. Went to nearest branch but they are asking to go to the home branch. Account transfer is still pending.

Shit bank. Totally shit bank. Look like I lost 600 in this game. 😀

Why u requested account transfer ? Why not chose desired one while opening account?

 

[Lordkk]

Why u requested account transfer ? Why not chose desired one while opening account?

I was selecting a branch in my current city. But I do not have any address proof here. And they did not allow different communication address and permanent address.

When doing vkyc the agent asked me the distance between aadhar address and the selected branch. - It was more than 180km. So he asked me to choose another branch that is within 30 km of the aadhar address.

I tried doing vkyc again without the changing the branch hoping that I might get a different agent and lie to him. But I got to know that when you fill the form they assign you an agent and you will get the same agent everytime.

So, I did not had an option other than changing branch. Later I thought to change it to current city so it will be easier to collect debit card in case it went to the branch.

And that's how I got fu3ked....

 

[Ram1]

I was selecting a branch in my current city. But I do not have any address proof here. And they did not allow different communication address and permanent address.

When doing vkyc the agent asked me the distance between aadhar address and the selected branch. - It was more than 180km. So he asked me to choose another branch that is within 30 km of the aadhar address.

I tried doing vkyc again without the changing the branch hoping that I might get a different agent and lie to him. But I got to know that when you fill the form they assign you an agent and you will get the same agent everytime.

So, I did not had an option other than changing branch. Later I thought to change it to current city so it will be easier to collect debit card in case it went to the branch.

And that's how I got fu3ked....

Dont know how u thought without proof, address can be given and branch can be changed. Almost all psu banks ask local address proof for branch transfer.
System might have found u suspicious in these immediate actions.

 

[NishanthSN]

While applying through iob connect app. My NetBanking was not working so i used the app. Master classic zero charges.

So first u applied Master card Classic with zero charges and was able to upgrade to RSDC with 350 plus gst? Can u please confirm

 

[Lordkk]

Dont know how u thought without proof, address can be given and branch can be changed. Almost all psu banks ask local address proof for branch transfer.
System might have found u suspicious in these immediate actions.

That's not the case with BOB and SBI. I transferred SBI account to nearest branch without any issue. And opened BOB account without any current address proof and using it without any issue.

Considering these I thought there would be no issue. But little did I knew, what's coming.

 

[Lordkk]

So first u applied Master card Classic with zero charges and was able to upgrade to RSDC with 350 plus gst? Can u please confirm

You can do it no issue.