Is BoB Premier Credit Card actually LTF?

[aniket_in]

Hi Everyone,

I was looking for a LTF BoB credit card, since they usually have many instant discount offers on Amazon.

While applying on their website, after I filled all the basic details, income details, it's showing 3 card variants (Premier, Easy, Select)
Also showed a Credit Limit based on my existing Axis CC limit.

However, I'm confused with the charges, on the card variant selection page, the variants show a "Life Time Free" badge.
But, at the same time, it also shows that charges are waived off on achieving certain spends.

The UI is very confusing, I don't understand, if it's actually unconditionally life time free? or free after achieving the specified spends? (Then technically it can't be called LTF?)



Thanks.

 

[Anindya98]

I got premier ( no idea on ltf status)

Got the confirmation Today.

 

[Beyond]

My friend got ezy ltf same 1 lakh limit
I got premier ( no idea on ltf status)
50k limit .
With documents too

Bob the builder gave credit card atleast this time didn't reject

They checked by cibil for a 50K limit but after giving the bank statement they doubled the limit.
Drop them an email for confirmation. I am not worried about LTF status I have everything in writing by the agent, so if it will be paid it will help me to negotiate for a higher variant LTF.

I was asked Bank Statement via email and nothing else.

Same I was rejected in September 2023, finally got the card this time. Was not sure whether they would give the card or not.
By the way, they send my card via Speedpost WTF. Typical BOB 😅

Same I was rejected first because they lost my adhaar and address verification despite being positive, I was rejected at first.
Was approved last month with 1 L premier
@Vasuki why you get no love from PSU? First SBI then Bob 😀

 

[jetesh]

Same I was rejected first because they lost my adhaar and address verification despite being positive, I was rejected at first.
Was approved last month with 1 L premier
@Vasuki why you get no love from PSU? First SBI then Bob 😀

L O L

 

[VasukiVasuki is verified member.]

Same I was rejected first because they lost my adhaar and address verification despite being positive, I was rejected at first.
Was approved last month with 1 L premier
@Vasuki why you get no love from PSU? First SBI then Bob 😀

Sbi is not giving cashback card
Then they reduced limit on existing card than giving l .e