Is HDFC Sending Massive Limit Enhancement Offers?

[aam.aadmi]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

 

[dealminer]

I have mb+ with 14 L

Check for LE maybe there would be some offer for you too.

still no infinia for me, for that matter they denied millenia itself

Why do you need Infinia?
HDFC is going to make your Moneyback + to "Moneyback Charge" card exclusively for you

 

[shivamk]

And here I am just waiting for a pre-approved CC, BTW congratulations @aam.aadmi

 

[vaibhav111vaibhav111 is verified member.]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

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Congratulations what ORV of your with bank like saving account to loan/investment/insurance. Such massive le is very rare I would say.

 

[Trust Me]

I have mb+ with 14 L , still no infinia for me, for that matter they denied millenia itself

Haha.... they have done something very similar to me as well, .... only better. Because mine is still, and forever will remain, just a plain vanilla Moneyback CC.

.... But let's not pour cold water on the OPs hopes ....
.

 

[DK007]

That's indeed a good increase in Credit Limit.

I have seen on other threads that if a person holds more than 1 HDFC CC (Core or Cobraned), there are very less chances of getting further Limit enhancement. If any experts can confirm the same?

In my case, I hold a Millennia CC and UPI CC (floater). Would closing UPI CC help to get CL enhancement offers in the future?

My spending pattern is not that great but I am able to achieve the quarterly milestone of 1L frequently.

 

[Everybody]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia

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Congratulations on such big jump.
Out of curiosity, is your credit exposure less or more?

 

[aam.aadmi]

Congratulations what ORV of your with bank like saving account to loan/investment/insurance. Such massive le is very rare I would say.

As of today, just over ₹1L in SB, nothing else. Last year, I opened a capital gains a/c and deposited a 7 figure amount (which has been fully utilized into purchase of my 2BHK apartment)

Surprisingly, my TataNeu Infinity CC average bill is ~ ₹50K monthly, but the LE was applied only on my Millennia

 

[bigbyte]

So, no more aam.aadmi … from now on amir.aadmi

ED says knock knock

 

[Card_Maddy]

I am begging for LE from past 1 year. They even upgraded my DCB to Infinia with limit less than 6L but did not offer me LE.

How much limit you have?

 

[chnleo]

Check for LE maybe there would be some offer for you too.

Why do you need Infinia?
HDFC is going to make your Moneyback + to "Moneyback Charge" card exclusively for you

I am struggling for past 3 yes to get a LE on my Hdfc Regalia Business card. My current limit is 4.8L. Have been spending 4 to 5 L every year. I have a savings account with min 1L limit too. But still they refuse to budge even a rupee! I have 2 Axis cards with 15L, Idfc wealth cc with 10L. I am desperate for Infinia. Is there a way to increase LE?

 

[HumorSimpson]

Check for LE maybe there would be some offer for you too.

Why do you need Infinia?
HDFC is going to make your Moneyback + to "Moneyback Charge" card exclusively for you

I don't need any card from HDFC. I am just holding this MB+ as it's my oldest card . The only card worth was tata nue infinity, with kiwi klic card , this too an MDC for me.

 

[harsh1387]

Just checked.
No limit enhancment for both hdfc cards for me.
However wife's card got a limit enhancement from 4.6lac to 5.6lac.

 

[desiviru]

After checking your post, I logged in and voila! a 100% increase from 5L to 10L. My usage is regular and from last three months. It is average 1.5L+. But I think it is because of relationship value. From last 6 weeks or so my savings balance is in excess of 5L. Now my hunger has increased with HDFC for Infinia or DCB LTF. The only benefit I see with Millennia CC is 20K on AmyJohn and Insurance payments for 1%. (Edit: Insurance payments above 20K in same month) while simply click RPs on insurance payments is 1.25%.

 

[Riva]

I too got a limit increase after almost 5 plus years on a Regalia card that I hardly use once in 2 months for maybe 200 bucks!!
Why?? Because, HDFC pushed an updated TnC along with their limit increase. All who took the limit increase would have to agree to the new TnC.
That is the hidden agenda in giving a limit increase after so many years!!
Refer the TnC doc attached.

 

[bigbyte]

So are you guys checking for limit increase offer on your own without any communication from HDFC?

 

[HumorSimpson]

I too got a limit increase after almost 5 plus years on a Regalia card that I hardly use once in 2 months for maybe 200 bucks!!
Why?? Because, HDFC pushed an updated TnC along with their limit increase. All who took the limit increase would have to agree to the new TnC.
That is the hidden agenda in giving a limit increase after so many years!!
Refer the TnC doc attached.

Whats the catch?

 

[Riva]

Whats the catch?

New TnC has updated transfer % for reward points when upgrading to another card.
If HDFC just wanted to give a LE, why give a TnC with this condition? And that too after soooo many years!!

 

[Riva]

So are you guys checking for limit increase offer on your own without any communication from HDFC?

I got an sms last night.

 

[SunnyM]

I had received a similar enhancement a few months back . Went straight from 180000 to 15 lakhs.

 

[Harsh007]

Does the customer profile in hdfc netbanking have any effect on LE or upgrades?