Is HDFC Sending Massive Limit Enhancement Offers?

[aam.aadmi]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia 😉

 

[BVCBVC is verified member.]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia 😉

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That's a massive jump. Good.

 

[BVCBVC is verified member.]

How come HDFC evaluating and increasing?? On banking relationship based or spends based?

 

[SSV]

How come HDFC evaluating and increasing?? On banking relationship based or spends based?

Or mood based ?? 😉

 

[BVCBVC is verified member.]

Or mood based ?? 😉

Did they offer you??

 

[SSV]

Did they offer you??

No . .
But 8L is plenty and it was doubled because of Tata neu infinity and I am overly overly leveraged.. in a nutshell I don't want any LE from hdfc

 

[gamersgzb]

And i have not get any limit enhancement since September 2021....

 

[BVCBVC is verified member.]

No . .
But 8L is plenty and it was doubled because of total neu infinity and I am overly overly leveraged.. in a nutshell I don't want any LE from hdfc

I have decreased around 3-4 accounts and 12L of Credit Limit from banks in CIBIL. And there was a considerable increase in my annual income this year, after doing all this approached SBI for Limit increase and they are telling the same thing now (Over Leverage). So I just left LE from SBI and let them give when they wanted to give. I just left that case of LE from SBI for now.

 

[sunit123]

ED says knock knock

Only if he is from opposition party

 

[shiv24]

Wow! Just received HDFC limit enchancement offer from ₹3L to ₹12.75L. Looks like HDFC is preparing to induct me into Infinia 😉

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Does checking on this portal trigger any Cibil Hit? I read through the TnC and privacy policy, but it was not mentioned explicitly. Could someone please answer this. Thanks in advance.

 

[SSV]

Does checking on this portal trigger any Cibil Hit? I read through the TnC and privacy policy, but it was not mentioned explicitly. Could someone please answer this. Thanks in advance.

No, there won't be any cibil hit for checking LE offer

 

[aam.aadmi]

Surprisingly, my TataNeu Infinity CC average bill is ~ ₹50K monthly, but the LE was applied only on my Millennia 🤔

UPDATE: LE is now reflecting across both CCs.

Will I get 5% NeuCoins if I now swipe my TataNeu Infinity CC to buy a Harrier? 😋

 

[HumorSimpson]

UPDATE: LE is now reflecting across both CCs.

Will I get 5% NeuCoins if I now swipe my TataNeu Infinity CC to buy a Harrier? 😋

Please change your username.. 👌

 

[bigbyte]

UPDATE: LE is now reflecting across both CCs.

Will I get 5% NeuCoins if I now swipe my TataNeu Infinity CC to buy a Harrier? 😋

More importantly will they accept card payment?

 

[HumorSimpson]

More importantly will they accept card payment?

More importantly it's MCC is not tagged to ⛽.

 

[adi_0001]

UPDATE: LE is now reflecting across both CCs.

Will I get 5% NeuCoins if I now swipe my TataNeu Infinity CC to buy a Harrier? 😋

They will ask to add 2℅ charges for card transaction 😅

 

[BVCBVC is verified member.]

Please change your username.. 👌

How come Aam Aadmi to Harrier? 😂 as suggested by @HumorSimpson change your username 😂😂

 

[BVCBVC is verified member.]

They will ask to add 2℅ charges for card transaction 😅

There are some dealers who accept without 2%.

 

[aam.aadmi]

How come Aam Aadmi to Harrier? 😂 as suggested by @HumorSimpson change your username 😂😂

Even Sadguru bought a Land Rover Defender 110 V8 worth Rs 2.5 crore
Anyway, just an idea to max out the rewards. CB is worthwhile only on TATA brands, and flat 5% (without capping) discount on a car is unheard of 😆

 

[shivamk]

Even Sadguru bought a Land Rover Defender 110 V8 worth Rs 2.5 crore
Anyway, just an idea to max out the rewards. CB is worthwhile only on TATA brands, and flat 5% (without capping) discount on a car is unheard of 😆

If you get, let us know as well

 

[BVCBVC is verified member.]

Even Sadguru bought a Land Rover Defender 110 V8 worth Rs 2.5 crore
Anyway, just an idea to max out the rewards. CB is worthwhile only on TATA brands, and flat 5% (without capping) discount on a car is unheard of 😆

BTW JLR is also from Tata group. Do you say Sadguru is Aam Aadmi?