Is IndusInd Celesta LTF Worth Taking?

[aam.aadmi]

I have been offered Celesta LTF on C2C basis: currently holding ICICI Sapphiro + HDFC Millennia, both are LTF. Should I take it?

 

[RajMahadik]

I have been offered Celesta LTF on C2C basis: currently holding ICICI Sapphiro + HDFC Millennia, both are LTF. Should I take it?

source? offered by bank ?? which source ?? fo u having federal account?

 

[CC-Muncher]

Lelo LTF hai toh

 

[aam.aadmi]

source? offered by bank ?? which source ?? fo u having federal account?

Yes, offered by bank. No, I don't have any relationship with them

 

[Lakshya Mahani]

LTF hai, lelo. Bank offers aur lounge access mein kaam aayega.

 

[Deleted member 11974]

I have been offered Celesta LTF on C2C basis: currently holding ICICI Sapphiro + HDFC Millennia, both are LTF. Should I take iis

is it federal celesta or indus celests
becuase if federal all cards of federal areltf

 

[aam.aadmi]

is it federal celesta or indus celests
becuase if federal all cards of federal areltf

IndusInd Celesta AMEX

 

[PavanPavan is verified member.]

Changed the subject 🙂

 

[aam.aadmi]

LTF hai, lelo. Bank offers aur lounge access mein kaam aayega.

Sapphiro has 8 complimentary visits per quarter, 4 each on MC & AMEX variants. Can take 6 guests with me, 1+3 on both cards. Sufficient for my travel. I don't see any additional benefit in Celesta that can justify a huge dent in my CIBIL score (current just over 700)

 

[Lakshya Mahani]

Sapphiro has 8 complimentary visits per quarter, 4 each on MC & AMEX variants. Can take 6 guests with me, 1+3 on both cards. Sufficient for my travel. I don't see any additional benefit in Celesta that can justify a huge dent in my CIBIL score (current just over 700)

Then you should not proceed with this card. In my opinion, you should go for this only for bank offers on federal cards.

 

[pprakash11]

Khoda pahaad nikli chuhiya 🥲

 

[aam.aadmi]

Changed the subject 🙂

Why Federal? I have been offered IndusInd Celesta

 

[hemant89]

I think if you are getting Indusind Celesta LTF without joining fees then you should take it. Credit inquiry does not make too much dent in the cibil score and that much can be gotten back in a couple of months.

 

[Harrypotter]

I have been offered Celesta LTF on C2C basis: currently holding ICICI Sapphiro + HDFC Millennia, both are LTF. Should I take it?

How much limit required for Celesta for applying through c2c

 

[aam.aadmi]

How much limit required for Celesta for applying through c2c

I have total 12L on Sapphiro, shared between AMEX + MC

 

[hemant89]

But how did you receive the LTF offer for the IndusInd Celesta? Did you get a sales call?

 

[Enthusiast]

But how did you receive the LTF offer for the IndusInd Celesta? Did you get a sales call?

Even I want to know that.... without any relationship how it z possible

 

[aam.aadmi]

But how did you receive the LTF offer for the IndusInd Celesta? Did you get a sales call?

Yes. The sales executive said the following cards are pre-approved for me on LTF basis:

 

[hemant89]

Yes. The sales executive said the following cards are pre-approved for me on LTF basis:

View attachment 29012

This is surprising!! Can you share the agent number on DM after getting their permission?

 

[imdjay]

Yes. The sales executive said the following cards are pre-approved for me on LTF basis:

View attachment 29012

When you say LTf, did you mean on one time payment basis?