Is it worth taking Tata Nue card?

[CreditCardFino]

From past three months I get zero joining fee offer for Nue cards. I already have Regalia Gold, Swiggy, UPI all LTF from HDFC is it worth going for Tata Nue Infinity I am tempted for 1.5% on UPI payments. 1.5% in form of nue coins or CB to statement?

 

[KLB@96]

I sent email asking to convert Millennia to LTF and they denied, is there a free credit card from HDFC ? can I downgrade ? I just neda core card for bank offers which is LTF

 

[alphadark7alphadark7 is verified member.]

Which one bhai?

https://pay.indusind.com/splitLimit/landing/rupay_platinum/v1?utm_source=website

This one

 

[S U D O]

so far HDFC RuPay is the best

That Digital HDFC UPI Rupay card?
preposterous!!!

 

[CreditCardFino]

That Digital HDFC UPI Rupay card?
preposterous!!!

You don't know what it offers not in terms of rewards points. I won't reveal again people will misuse.

 

[myfinquest]

Tata Neu Infinity would be a great choice only if you shop from Tata brands often, since the rewards are in the form of NeuCoins. Since I shop from BigBasket very often, I found the card to be extremely useful.

Some points I want to highlight as per my previous experience:

1. You usually get upto 25-30% off (incl. cashback) every month on groceries on BigBasket above ₹2000. Most of the times, after applying offers, I found the prices even cheaper than the Military Canteen Stores Departments (CSD). They also have a huge collection of grocery items and good customer support.
2. You get flat 5% cashback (NeuCoins) for gift card purchases. And now they even offer Amazon Gift Cards as well. For Myntra, you get additional 1% NeuCoins back in NeuPass.
3. In April, I bought a 1.5 ton 3 star Daikin Inverter AC from Croma through the Tata Neu app and paid with my Tata Neu Infinity credit card. After adjusting NeuCoins, NeuPass cashback, and instant discount, it costed me around ₹30,000. The original price was ₹37K. For ACs, you generally don't get more than ₹3.5K off. I got a whopping ₹7000 off!
4. You can even redeem them for medicine purchases and health checkups on Tata 1mg, whose collection is also great. But their discounts are a bit less. However, the NeuCard has got you covered though.
5. The only downside of Tata Neu is, you can't redeem NeuCoins for bill payments.

Get the Tata Neu Infinity card if you're eligible. If you're eligible for the Tata Neu Plus card instead, don't go for it. There are much better alternatives out there.


They credit them in the form of NeuCoins. Not to statement.

Coins can be used in offline stores as well. I have used them in Westside and I had received 5% for the payments made in Westside stores.

 

[S U D O]

You don't know what it offers not in terms of rewards points. I won't reveal again people will misuse.

You got me curious here.
You revealed it before? Care to share? Maybe dm ? @CreditCardFino
(I have HDFC Digital RuPay and planning to close it because i wasn't using it much)

 

[CosmicCat]

Coins can be used in offline stores as well. I have used them in Westside and I had received 5% for the payments made in Westside stores.

Yes, they can be. That's the best part about NeuPass membership. 😊

 

[CreditCardFino]

You got me curious here.
You revealed it before? Care to share? Maybe dm ? @CreditCardFino
(I have HDFC Digital RuPay and planning to close it because i wasn't using it much)

To start with this card has 0 surcharge for UPI for fuel, rail bookings at counters, 5% CB on Smartbuy bookings. None of the other 5 RuPay cards I have offer surcharge waiver. Kotak League RuPay 0% surcharge at rail booking only if you swipe not for UPI.

 

[CosmicCat]

To start with this card has 0 surcharge for UPI for fuel, rail bookings at counters, 5% CB on Smartbuy bookings. None of the other 5 RuPay cards I have offer surcharge waiver. Kotak League RuPay 0% surcharge at rail booking only if you swipe not for UPI.

Don't let your comment be seen by that snitch guy who sent a CIO a report about a loophole. 😂

Context: https://www.technofino.in/community...g-rupay-cc-without-any-charges-patched.30266/

 

[CreditCardFino]

Don't let your comment be seen by that snitch guy who sent a CIO a report about a loophole. 😂

Context: https://www.technofino.in/community...g-rupay-cc-without-any-charges-patched.30266/

Should I delete?

 

[CosmicCat]

Should I delete?

I don't know, man. I'd say keep it if it helps others. 😂

 

[CreditCardFino]

Which one bhai?

Indus Platinum RuPay it will share limit with other core card you can choose the limit yourself and split it.

 

[S U D O]

Don't let your comment be seen by that snitch guy who sent a CIO a report about a loophole. 😂

Context: https://www.technofino.in/community...g-rupay-cc-without-any-charges-patched.30266/

that guy needs to be literally kicked by every one on this forum 🤓

 

[CosmicCat]

that guy needs to be literally kicked by every one on this forum 🤓

He got roasted so much on Reddit, I'm beyond words. 😂

Here's the link to it: https://www.reddit.com/r/CreditCardsIndia/s/YGZRm69JcC

 

[S U D O]

He got roasted so much on Reddit, I'm beyond words. 😂

Here's the link to it: https://www.reddit.com/r/CreditCardsIndia/s/YGZRm69JcC

Hahaha. Well deserved

 

[kvndsz512]

No, Zudio isn't a part of the NeuPass programme. Hence you can't redeem NeuCoins there.

but does it give points on zudio purchases?

 

[tachniki]

but does it give points on zudio purchases?

5% on using Tata Neu infinity.