Is it possible to pay credit card bill with credit card? If yes, how?

[steiner03]

Is there any workaround or trick using which we can pay credit card bills with credit card (Same or different)?
If it's possible, how?
Preferably with zero additional charges so as to utilise credit card benefits by using them to pay other credit card bills.

 

[Lord Of Darkness]

Tata Neu infinity RuPay or RuPay Regalia.

I already have a DCB, so regalia would not be possible. Would make sense for Tata New Infinity then.

How do we specifically request for Rupay version ?

 

[Abhishek012]

I already have a DCB, so regalia would not be possible. Would make sense for Tata New Infinity then.

How do we specifically request for Rupay version ?

Apply from Tata Neu app, you will get an option to choose "RuPay" network.

 

[Lord Of Darkness]

Apply from Tata Neu app, you will get an option to choose "RuPay" network.

Thank you Abhishek ! Currently showing as FYF. I was delaying hoping that it might move to LTF 🙂

 

[Abhishek012]

Thank you Abhishek ! Currently showing as FYF. I was delaying hoping that it might move to LTF 🙂

I think you can easily completed your annual 1 lakh spend for other credit card bill pay usi ng RuPay cc link UPI. 🤣🤣

 

[src223]

get rupay credit card, add it on gpay, use gpay to pay other credit card bill.

If anyone here requires a noob level guide on how to do it, here's it is.

Add rupay card to Paytm:

Open paytm -> top left 3 lines -> UPI and Payment settings -> (scroll down) Link Rupay card on Paytm UPI

Paying credit card bill on Gpay

Open Gpay -> Pay bills -> Credit card bill payment -> (select the bank) -> (enter credit card number) -> Pay -> (enter amount and tick) -> Use other UPI app -> select Paytm -> (in Paytm screen, make sure to choose the rupay card at bottom) -> Pay securely.

 

[Wealth is my birth right!]

If anyone here requires a noob level guide on how to do it, here's it is.

Add rupay card to Paytm:

Open paytm -> top left 3 lines -> UPI and Payment settings -> (scroll down) Link Rupay card on Paytm UPI

Paying credit card bill on Gpay

Open Gpay -> Pay bills -> Credit card bill payment -> (select the bank) -> (enter credit card number) -> Pay -> (enter amount and tick) -> Use other UPI app -> select Paytm -> (in Paytm screen, make sure to choose the rupay card at bottom) -> Pay securely.

Paytm can be Bhim app and gpay can also be replaced by payzapp new version

 

[CVR]

Paytm can be Bhim app and gpay can also be replaced by payzapp new version

i used this yesterday.. money got deducted from rupay card but credit card bill not settled.. used payzapp to pay bill via bhim app

 

[WhoU]

i used this yesterday.. money got deducted from rupay card but credit card bill not settled.. used payzapp to pay bill via bhim app

It takes 2 days for credit to your card.

 

[CVR]

It takes 2 days for credit to your card.

ok, i generally use paytm or cred.. gets credited instantly

 

[src223]

I am thinking... Can this be considered as a misuse of the card?

 

[WhoU]

I am thinking... Can this be considered as a misuse of the card?

No, rupay has officially said you can use their card for CC bill payments in their ads.

 

[jack333]

Just tell me you are kidding man 🤣

 

[src223]

No, rupay has officially said you can use their card for CC bill payments in their ads.

Damn.. my dumb brain thought this is true. Felt ridiculous though when I first read it.

 

[ltf4ever]

It takes 2 days for credit to your card.

mine got credited instantly. depends on the receiving card.

 

[ltf4ever]

I am thinking... Can this be considered as a misuse of the card?

no. unless they come up with guidelines around not to do this.
we are using hdfc's app, their credit card bill pay feature, their option to choose payment mode.

 

[CVR]

i used this yesterday.. money got deducted from rupay card but credit card bill not settled.. used payzapp to pay bill via bhim app

has anyone been able to pay cc bill via payzapp & bhim app recently? in my case bill not settled yet, i think they might have closed this

 

[ltf4ever]

has anyone been able to pay cc bill via payzapp & bhim app recently? in my case bill not settled yet, i think they might have closed this

i did it today. it depends on which card you are paying to.
in my experience, idfc, indusind, rbl cards gets instant settlement.

 

[Wealth is my birth right!]

has anyone been able to pay cc bill via payzapp & bhim app recently? in my case bill not settled yet, i think they might have closed this

Did the txn pass in Bhim after otp?

 

[CVR]

i did it today. it depends on which card you are paying to.
in my experience, idfc, indusind, rbl cards gets instant settlement.

used which app to initiate bill payment and which app for upi approval?

 

[CVR]

Did the txn pass in Bhim after otp?

yes.. it was going round and round and gave some error in first screen but later said transaction successful.. money also got deducted from rupay cc.. tried it twice once with hdfc & axis card although small amount for test