Is jio payment bank worth it as replacement of Paytm payment bank?

[cardy]

So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.

 

[Shroud]

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

 

[cardy]

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

Yeah I need for small value transactions only

 

[_na_cheese]

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

What are the charges
Is it free for fully digital like paytm?

 

[Shroud]

Yeah I need for small value transactions only

Then you can use it without any hesitation .

What are the charges
Is it free for fully digital like paytm?

Yes, it's like a true zero balance account.
One more thing - You won't be getting a physical debit card.
Also, the virtual debit card won't have a CVV, so you won't be able to make online transactions but it'll be enough to link with UPI.

 

[Phonix_YT]

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

RBL signature plus will also work?

 

[paxauquabriba-4876]

So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.

JUMPING FROM FRYING PAN INTO FIRE

AVOID JIO

 

[Shroud]

RBL signature plus will also work?

Don't know, Only tested positive for ICICI and SBI debit cards.
If possible, try with RBL Signature plus and let us know if it gives points or not.

 

[Apurvsahilz]

Jio bank to tatti hai

 

[cardy]

JUMPING FROM FRYING PAN INTO FIRE

AVOID JIO

Not jumping brother @paxauquabriba-4876
I am just asking for your valuable opinion .
What will be best alternative as per your recommendation?

 

[cardy]

Jio bank to tatti hai

Isiliye to abhi tak Nehi Lia😆

 

[varun__goel_]

Yah what are the

Not jumping brother @paxauquabriba-4876
I am just asking for your valuable opinion .
What will be best alternative as per your recommendation?

Get Kotak 811, INDIE or AU

 

[cardy]

Get Kotak 811, INDIE or AU

Thanks brother.
I will check on them. Most probably au is not serviceable.

 

[karankayastha]

Do we get 1% cahsback for wallet reload in this through HDFC Millenia?

 

[Vasuki]

One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that

Did you spell the beans
WHICH CARD !

 

[Ad.Astra]

Isiliye to abhi tak Nehi Lia😆

Better to get Kotak811 or AU bank account (I personally use them both).

 

[AlgoTrader]

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

might get patched soon?

 

[its_karan]

Is jio payment bank may be a substitute to Paytm bank?

I've been using Jio payments Bank for quite a few years now. I've linked it to apps like Gpay, Phonepe, Cred etc. and it works flawlessly.
One good thing is you can add money into JPB via other bank debit card and earn points as well 😜
Some things you need to keep in mind is that sometimes it goes under maintenance for 2-3 days and all transactions would fail in those days but it happens rarely.
Also, keep in mind that their support system is not that great.
My advice would be to just use it for small day today upi transactions and avoid large amount of transactions.

Use Indie DC and get 0.5%, possible?

 

[VISHESH_BANSAL]

Use Indie DC and get 0.5%, possible?

 

[0xfallup]

jupiter karlo open , accha UI hai mast , tracking also good categories ka ... i use jupiter for umpi omly