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Is jio payment bank worth it as replacement of Paytm payment bank?

  • Thread starter Thread starter cardy
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cardy

TF Ace
So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.
 
So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.
Seedha SBI ka account lo. 0 balance hai and kabhi bust nhi hoga. RBI bhi SBI ke saath lenient rehta hai. 🤣
 
So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.
will recommend opening Kotak811.
everything is free & u also get a virtual debit card.You get a proper alart & also have a net banking site..

JPB is also free, but have upi linkage problem (with bhim app), also no Debit card.. & customer care is good though.
 
So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.
I will advise people to look at full-time banks for new account opening, to prevent a repeat in future :

SBI (Insta plus a/c) -> fully online KYC process : 0 MAB + <200 DC charges/yr
Kotak (811 a/c) : fully online KYC process : 0 MAB, virtual DC is free, 250+ physical DC charges/yr if ordered.
AU bank (digital savings ac) : fully online KYC process : 0 MAB + 150+ DC charges/yr
BOB ( lite savings account) : fully online KYC process : 0 MAB + Free* LTF DC (if MAB of 3k/2k/1k is maintained, otherwise 200+ DC charges /yr)

Related Detailed Video:
 
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So I have multiple accounts for specific financial tasks and transactions but Paytm was the one for all types of linking, UPI , adding in all the apps etc, because I don't like to use my main accounts in every app.

Suppose i am going to try a new UPI app I add Paytm eyes closed no fear because I transfer money to Paytm as and when required.

Now it's not an option ( yeah I know about 29feb) so opting for an alternative. Is jio payment bank may be a substitute to Paytm bank?

How good is actually jio payment bank? Anyone using jio payment bank can share some valuable information for guidance...

Yeah I searched with multiple variations of jio payment bank for a thread but couldn't find a complete information, if exists within other thread please point out.
Trying to complete vKYC for last 15 days.
Can't find an agent always.
 
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