Is Life Time Free AU Bank Vetta Credit Card worth?

[fradela]

AU Bank offered me a Life Time Free AU Bank Vetta Credit Card offer.
Shall I take this card?
Is it really worth? Which variant Shoud I go? VISA or RuPay
I have already HDFC Regalia Gold Life Time Free card.
Which one is best in terms of rewards and benefits?

 

[fradela]

@its_karan , Do you have any suggestion or can you please tag people who help me on this?