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Is my HDFC credit card application approved ?

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Venky said:
As far as I can tell its just your application that has been submitted successfully. You’ll need to do the vkyc and then wait for the final approval from the bank after they perform a credit check.
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Physical verification is Done. I have received the Msg 'your application has been processed. Track status after 2 days. What does it mean still in process r approved ?
 
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arun6380 said:
Physical verification is Done. I have received the Msg 'your application has been processed. Track status after 2 days. What does it mean still in process r approved ?
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You’ll have to wait till you get the confirmation text stating “Congratulations! Your HDFC Bank Credit Card application No.XXXXX is Approved. Your card will reach you within 3 working days.”

Once you get this text then only its finally approved or if unfortunately it gets declined you’ll get a text stating the same. You can also check your application status on the HDFC credit card application tracker website.
 
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Venky said:
You’ll have to wait till you get the confirmation text stating “Congratulations! Your HDFC Bank Credit Card application No.XXXXX is Approved. Your card will reach you within 3 working days.”

Once you get this text then only its finally approved or if unfortunately it gets declined you’ll get a text stating the same. You can also check your application status on the HDFC credit card application tracker website.
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or you'll get option to set pin
 
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The messages you are getting are correct. I too got similar messages. I suggest wait for few more days.
Also, sometimes tracker says no record found. It happened with me also.
 
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gopi1 said:
When did u applied?
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I applied on on 11th Oct. It was in process for almost 2 weeks and then declined. After multiple follow ups bank agreed to reverify address which earlier verifier had messed up. Home address verification happened on 30 Nov and office address verification happened on 7th Dec. After that status changed from DECLINE to In PROCESS. Later after a day again changed to DECLINE. Today changed from DECLINE to APPROVE. I asked what next because I want to if this approval is final?
 
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Sandeepmangate said:
I applied on on 11th Oct. It was in process for almost 2 weeks and then declined. After multiple follow ups bank agreed to reverify address which earlier verifier had messed up. Home address verification happened on 30 Nov and office address verification happened on 7th Dec. After that status changed from DECLINE to In PROCESS. Later after a day again changed to DECLINE. Today changed from DECLINE to APPROVE. I asked what next because I want to if this approval is final?
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Wait for dispatch msg or mail with last 4 digits of cc. Using this last 4 digits you can verify limit in hdfc cards website
 
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