Jana Finance Bank (For easiest Rupay Select DC)

[Vasuki]

Here is my experience of opening Jana finance ( video kyc - variant account)

590 joining fees ,+ 590 annual fees in first year
Yes account variant name is - video kyc ( don't open other account type like sa+fd or digi account)

STEPS :-
1 - OPEN JANA FINANCE BANK WEBSITE WEBSITE LINK
2 - TOP LEFT MENU
NOW SELECT -
INDIVIDUAL
SAVINGS accounts
video kyc (4th In list ) 2500 mab or 25k fd
Start now

3 - FILL YOUR DETAILS
IMPORTANT INFO HERE WHILE FILLING FORM
IF you address doesn't have Jana finance bank branch your application won't go through.
What's the remedy - CHECK BRANCHES FROM here. :- BRANCH LOCATOR

Give new address as communication address ( no verification doc asked as u know ) but maybe during kyc u might have hiccups if you aren't calling from current address)

Solution is use - only for TF ace and above dm me


Now coming to Vkyc experience:-
( If u don't get agent keep trying u will get or schedule even then u might not find agent then just keep trying eventually u will get within a hour of try )

- they will ask you
Name
DoB
Father's name
Email id
Complete address ( communication) with pincode
Tell u read code from screen
Picture & Signature

They might ask where u calling from

After this - they will inform you to fund 2500 or fund 25k & get rupay platinum dc for free FY.
But Tell them u are interested in Rupay select Dc & will get it by calling customer care.
They will agree .
Then they will inform about intrest rate fd rd . which you listen & nod .


AFTER KYC :- ONE HOUR INTO KYC I GOT CRN number
Logged into app with CRN number.
Called customer care ( it's straight forward call like idfc ivr directly connected to agent )
They will verify your details like name ,dob ,mother name , email
And tell them u want Rupay select dc .they will say 590 + gst agree and u will recieve a sms for request number.
While on call

You will get dc + dc pin ( 2 parcel via courier)
+ Maybe a welcome kit too

In same evening got call for applying dc & cheque.
Since I had cheque book.
I applied for just cheque book (25p ) free.
For passbook - was told to contact bank



Dc picture :--

Schedule of charge pdf is attached.


caution - plz don't fund account before atm card delivery


People who have doubt on bank performance
Check this article -

https://www.moneycontrol.com/news/business/earnings/jana-small-finance-bank-q4-net-profit-jumps-to-rs-321-crore-asset-quality-healthy-12710702.html

:- if you have query ask 😁

 

[Vishal4u2]

Got my JSF Card delivered today (was delayed due to Bluedart's stupidity).
Ask me anything about opening bank account offline.

 

[BhaiyaJi]

Got my JSF Card delivered today (was delayed due to Bluedart's stupidity).
Ask me anything about opening bank account offline.

You opened which account? and its MAB?

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Got my JSF Card delivered today (was delayed due to Bluedart's stupidity).
Ask me anything about opening bank account offline.

Please explain about the entire offline process along with the account name and MAB required

 

[Vishal4u2]

You opened which account? and its MAB?

I have opened Metro Saving bank account with 5K MAB.
Just visit bank with your Aadhar card and Pan Card, a cheque book (you are required to fund your account with 5K with cheque) and nowadays an address proof (any utility bill). Tell them you want to open an account, they will fill your digital form (overall process will be done in 15-20min). Account will be open in 24Hours. After that you can raise a request with customer care for Rupay Select DC. They charge 499+GST twice (once for issuance and other is AMF which will be deducted in 90 days of issuance).

 

[ritwik2000]

I have opened Metro Saving bank account with 5K MAB.
Just visit bank with your Aadhar card and Pan Card, a cheque book (you are required to fund your account with 5K with cheque) and nowadays an address proof (any utility bill). Tell them you want to open an account, they will fill your digital form (overall process will be done in 15-20min). Account will be open in 24Hours. After that you can raise a request with customer care for Rupay Select DC. They charge 499+GST twice (once for issuance and other is AMF which will be deducted in 90 days of issuance).

why twice? this is something new

 

[SANTOSHJ1983]

I have opened Metro Saving bank account with 5K MAB.
Just visit bank with your Aadhar card and Pan Card, a cheque book (you are required to fund your account with 5K with cheque) and nowadays an address proof (any utility bill). Tell them you want to open an account, they will fill your digital form (overall process will be done in 15-20min). Account will be open in 24Hours. After that you can raise a request with customer care for Rupay Select DC. They charge 499+GST twice (once for issuance and other is AMF which will be deducted in 90 days of issuance).

For Metro Savings Account it says Rupay Platinum Debit Card on their website.
So you did not choose debit card while account opening form. And then applied later Rupay select DC via customer care phone banking ?
Or you got default Rupay platinum DC ( charges ? ) along with account and then applied additional Rupay Select DC later ?

 

[Vishal4u2]

why twice? this is something new

Once is the issuance fee and other is AMF for the DC.
Issuance fee is charge only once, while AMF is charged annually.

 

[Vishal4u2]

For Metro Savings Account it says Rupay Platinum Debit Card on their website.
So you did not choose debit card while account opening form. And then applied later Rupay select DC via customer care phone banking ?
Or you got default Rupay platinum DC ( charges ? ) along with account and then applied additional Rupay Select DC later ?

Yes, by default u are eligible for platinum, so while opening account Do not opt for DC. Later on call Customer care for Rupar select.
While opening account, they agent will have an option to choose debit card, in the drop down menu if select is there then you can directly apply else just opt for no dc.
If you take plati then ull be charged for it (issuance and AMF), then again for select you have to pay.

 

[SANTOSHJ1983]

Yes, by default u are eligible for platinum, so while opening account Do not opt for DC. Later on call Customer care for Rupar select.
While opening account, they agent will have an option to choose debit card, in the drop down menu if select is there then you can directly apply else just opt for no dc.
If you take plati then ull be charged for it (issuance and AMF), then again for select you have to pay.

Ok. All dc they charge issuance and annual fees ( within 60 days from issuance) Ru platinum 199 + gst and Ru Select 499 + gst.
Again end of the 1 year they will charge dc fees? or at 2nd year end ?
But RuPay Select DC benefits it does not mention any OTT subscription (https://www.janabank.com/debit-cards/rupay-debit-card/)
Strange.Can u confirm the benefits and frequency of benefits renewal(monthly/quarterly, u can mail rupay team for this) once you register on https://rupay.golftripz.com/ ?

 

[Vishal4u2]

Ok. All dc they charge issuance and annual fees ( within 60 days from issuance) Ru platinum 199 + gst and Ru Select 499 + gst.
Again end of the 1 year they will charge dc fees? or at 2nd year end ?
But RuPay Select DC benefits it does not mention any OTT subscription (https://www.janabank.com/debit-cards/rupay-debit-card/)
Strange.Can u confirm the benefits and frequency of benefits renewal(monthly/quarterly, u can mail rupay team for this) once you register on https://rupay.golftripz.com/ ?

 

[Vishal4u2]

Ok. All dc they charge issuance and annual fees ( within 60 days from issuance) Ru platinum 199 + gst and Ru Select 499 + gst.
Again end of the 1 year they will charge dc fees? or at 2nd year end ?
But RuPay Select DC benefits it does not mention any OTT subscription (https://www.janabank.com/debit-cards/rupay-debit-card/)
Strange.Can u confirm the benefits and frequency of benefits renewal(monthly/quarterly, u can mail rupay team for this) once you register on https://rupay.golftripz.com/ ?

We do have Amazon prime, Zee and Sony Liv. I dont know the frequency. I believe, this category is once in a year.

 

[Vasuki]

We do have Amazon prime, Zee and Sony Liv. I dont know the frequency. I believe, this category is once in a year.
View attachment 54907

One of above .
Once a year for ott

 

[rizzer]

hey guys please tell me which one is working please pin the reply or write thanks ill do it monday

 

[SANTOSHJ1983]

One of above .
Once a year for ott

If existing prime subscription will it extend the subscription for 1 more year? Any idea .

 

[BeingIncog]

If existing prime subscription will it extend the subscription for 1 more year? Any idea .

yes, it'll extend

 

[ankit ojha]

MY EXPERIENCE : I applied for Jana metro savings account ( 5000 MAB or 2 lakh fd for zero balance) through branch previous year august and got RUPAY PLATINUM card , no issuance charge, but AMC 199+18% =234 rupees (paid it). Now applied for RUPAY SELECT card and close platinum card, reissuance charge 249+19%= 294 (paid) and got the card ; the AMC is 499+18%= 590 have to pay within this FY 24-25 .

 

[Vasuki]

MY EXPERIENCE : I applied for Jana metro savings account ( 5000 MAB or 2 lakh fd for zero balance) through branch previous year august and got RUPAY PLATINUM card , no issuance charge, but AMC 199+18% =234 rupees (paid it). Now applied for RUPAY SELECT card , reissuance charge 249+19%= 294 (paid) and got the card ; the AMC is 499+18%= 590 have to pay within this FY 24-25 .

Point is you get select on every account I suppose

Someone's else opened offline account recently & got the card

 

[SANTOSHJ1983]

yes, it'll extend

But the rupay prime ott voucher terms and conditions says as below:

Please note that the Amazon Prime subscription/coupon codes can only be applied successfully by customers to an account which does not have a running subscription of Prime or Prime Shopping edition or any other such subscription. If you have an existing subscription, please apply the code to a new Prime account or wait for the current subscription to expire before applying the prime code. If you apply the code to an account which already has a running subscription, the coupon code will not work and cannot be reused.


So, Anybody successfully got existing subscription extended with new amazon prime coupon ?

 

[SANTOSHJ1983]

MY EXPERIENCE : I applied for Jana metro savings account ( 5000 MAB or 2 lakh fd for zero balance) through branch previous year august and got RUPAY PLATINUM card , no issuance charge, but AMC 199+18% =234 rupees (paid it). Now applied for RUPAY SELECT card , reissuance charge 249+19%= 294 (paid) and got the card ; the AMC is 499+18%= 590 have to pay within this FY 24-25 .

So you have 2 debit cards now ( platinum/ select) with jana bank ?

 

[Vasuki]

So you have 2 debit cards now ( platinum/ select) with jana bank ?

No he closed & got select
Which is what my friend did too