Jana Finance Bank (For easiest Rupay Select DC)

[Vasuki]

Here is my experience of opening Jana finance ( video kyc - variant account)

590 joining fees ,+ 590 annual fees in first year
Yes account variant name is - video kyc ( don't open other account type like sa+fd or digi account)

STEPS :-
1 - OPEN JANA FINANCE BANK WEBSITE WEBSITE LINK
2 - TOP LEFT MENU
NOW SELECT -
INDIVIDUAL
SAVINGS accounts
video kyc (4th In list ) 2500 mab or 25k fd
Start now

3 - FILL YOUR DETAILS
IMPORTANT INFO HERE WHILE FILLING FORM
IF you address doesn't have Jana finance bank branch your application won't go through.
What's the remedy - CHECK BRANCHES FROM here. :- BRANCH LOCATOR

Give new address as communication address ( no verification doc asked as u know ) but maybe during kyc u might have hiccups if you aren't calling from current address)

Solution is use - only for TF ace and above dm me


Now coming to Vkyc experience:-
( If u don't get agent keep trying u will get or schedule even then u might not find agent then just keep trying eventually u will get within a hour of try )

- they will ask you
Name
DoB
Father's name
Email id
Complete address ( communication) with pincode
Tell u read code from screen
Picture & Signature

They might ask where u calling from

After this - they will inform you to fund 2500 or fund 25k & get rupay platinum dc for free FY.
But Tell them u are interested in Rupay select Dc & will get it by calling customer care.
They will agree .
Then they will inform about intrest rate fd rd . which you listen & nod .


AFTER KYC :- ONE HOUR INTO KYC I GOT CRN number
Logged into app with CRN number.
Called customer care ( it's straight forward call like idfc ivr directly connected to agent )
They will verify your details like name ,dob ,mother name , email
And tell them u want Rupay select dc .they will say 590 + gst agree and u will recieve a sms for request number.
While on call

You will get dc + dc pin ( 2 parcel via courier)
+ Maybe a welcome kit too

In same evening got call for applying dc & cheque.
Since I had cheque book.
I applied for just cheque book (25p ) free.
For passbook - was told to contact bank



Dc picture :--

Schedule of charge pdf is attached.


caution - plz don't fund account before atm card delivery


People who have doubt on bank performance
Check this article -

https://www.moneycontrol.com/news/business/earnings/jana-small-finance-bank-q4-net-profit-jumps-to-rs-321-crore-asset-quality-healthy-12710702.html

:- if you have query ask 😁

 

[Vasuki]

But the rupay prime ott voucher terms and conditions says as below:

Please note that the Amazon Prime subscription/coupon codes can only be applied successfully by customers to an account which does not have a running subscription of Prime or Prime Shopping edition or any other such subscription. If you have an existing subscription, please apply the code to a new Prime account or wait for the current subscription to expire before applying the prime code. If you apply the code to an account which already has a running subscription, the coupon code will not work and cannot be reused.


So, Anybody successfully got existing subscription extended with new amazon prime coupon ?

Don't do t/ c go by experience of PPL.

Anyways if u don't require it right away u can redeem it later

 

[SANTOSHJ1983]

Don't do t/ c go by experience of PPL.

Anyways if u don't require it right away u can redeem it later

Yes . Once redeemed only 30 days to utilize voucher,else it expires.
Before i had prime shopping edition could not redeem rrupayprime voucher,then had to cancel previous subscription and redeem rupay selecr code .
What about other benefits (gym/travel other) vouchers.
are they once or every quarter.
Any idea ?

 

[Vasuki]

Yes . Once redeemed only 30 days to utilize voucher,else it expires.
Before i had prime shopping edition could not redeem rrupayprime voucher,then had to cancel previous subscription and redeem rupay selecr code .
What about other benefits (gym/travel other) vouchers.
are they once or every quarter.
Any idea ?

Yes spa , travel , gym is

But depends on bank to bank

 

[shashank08]

But the rupay prime ott voucher terms and conditions says as below:

Please note that the Amazon Prime subscription/coupon codes can only be applied successfully by customers to an account which does not have a running subscription of Prime or Prime Shopping edition or any other such subscription. If you have an existing subscription, please apply the code to a new Prime account or wait for the current subscription to expire before applying the prime code. If you apply the code to an account which already has a running subscription, the coupon code will not work and cannot be reused.


So, Anybody successfully got existing subscription extended with new amazon prime coupon ?

yes.. it will be extended with new coupons..



My subscription is till 25th September 2025.

 

[ankit ojha]

Only select card

So you have 2 debit cards now ( platinum/ select) with jana bank ?

 

[Shin-Chan]

Charges are 590 or 1180 for a year (Rupay Select) ?
@Vasuki Ji please enlighten

 

[Vasuki]

Charges are 590 or 1180 for a year (Rupay Select) ?
@Vasuki Ji please enlighten

590 - instant
590 - annual fees after 3 months

590 - annual from 2nd year

Opposite of canara bank

 

[master99]

I have opened Metro Saving bank account with 5K MAB.
Just visit bank with your Aadhar card and Pan Card, a cheque book (you are required to fund your account with 5K with cheque) and nowadays an address proof (any utility bill). Tell them you want to open an account, they will fill your digital form (overall process will be done in 15-20min). Account will be open in 24Hours. After that you can raise a request with customer care for Rupay Select DC. They charge 499+GST twice (once for issuance and other is AMF which will be deducted in 90 days of issuance).

1) In how much time digital card got generated ?
2) In how much time physical card got delivered ?

 

[master99]

I have opened Metro Saving bank account with 5K MAB.
Just visit bank with your Aadhar card and Pan Card, a cheque book (you are required to fund your account with 5K with cheque) and nowadays an address proof (any utility bill). Tell them you want to open an account, they will fill your digital form (overall process will be done in 15-20min). Account will be open in 24Hours. After that you can raise a request with customer care for Rupay Select DC. They charge 499+GST twice (once for issuance and other is AMF which will be deducted in 90 days of issuance).

In how much time you got your debit card ?

 

[Vasuki]

1) In how much time digital card got generated ?
2) In how much time physical card got delivered ?

Once opened
7 days delivery

Open account ( offline)
Don't apply dc while opening offline .

Get select dc via customer care

 

[master99]

Once opened
7 days delivery

Open account ( offline)
Don't apply dc while opening offline .

Get select dc via customer care

My account got opened yesterday i also requested for rupay selected debit card by calling them but in app today it is showing to apply card by call. They have given me request number yesterday but i haven't received any update about the card.

 

[Vasuki]

My account got opened yesterday i also requested for rupay selected debit card by calling them but in app today it is showing to apply card by call. They have given me request number yesterday but i haven't received any update about the card.

Call again & find out about the same
Sometimes executive are noob

Call them most of them are helpful

 

[master99]

Call again & find out about the same
Sometimes executive are noob

Call them most of them are helpful

He told that your request is processed but virtual card will not show on app. you will get physical card only. Is it true ? @Vasuki

 

[Vasuki]

He told that your request is processed but virtual card will not show on app. you will get physical card only. Is it true ? @Vasuki

Yes if processed u can see last 4 digit if u have logged in phone banking

 

[TheGuy]

Opposite of canara bank

what does Canara Bank do?

 

[Vasuki]

what does Canara Bank do?

590 first year then
1180 from 2nd year

 

[Kilbisham]

Vkyc account not showing up on website. Customer support says due to technical reasons. No idea when it will be back

 

[Vasuki]

Vkyc account not showing up on website. Customer support says due to technical reasons. No idea when it will be back

True , offline account available now .

 

[shashank08]

Vkyc account not showing up on website. Customer support says due to technical reasons. No idea when it will be back

Had a discussion with Jana Regional sales manager.. vKYC account is not going to come back.

 

[doraemon]

Had a discussion with Jana Regional sales manager.. vKYC account is not going to come back.

Did they told the reason for that?