Kindly suggest a bank account that can fulfill certain requirements

[SC_23]

Requirements :

Cheque Book (One time so ready to pay for it)
No charges for Nach mandate or Standing instruction
Virtual debit card or No debit card charges just need it to activate UPI
Easy cancellation of Nach mandate
No restrictions on NEFT
Need a Zero MAB or Low Mab balance account for investment

Already using SBI HDFC Kotak ICICI Axis so kindly suggest any other bank.
P.S. Not interested in neo or payments bank

 

[Nemesis]

You will get good surprise when they will decline any request raised offline saying your signature are not matching.
Opening online is easy... Don't know how they compare

Only few branches are good... rest all either printer down, server down....

I got this surprise while updating communication address...

 

[hariselio]

hope they don't reduce lounge numbers

ha ha 😀 And they reduced to one per qtr now.. no more visa signature card and its replaced by platinum variant for 25K account. This will be effective from 26th August for the renewals/new accounts 🙁

 

[SC_23]

ha ha 😀 And they reduced to one per qtr now.. no more visa signature card and its replaced by platinum variant for 25K account. This will be effective from 26th August for the renewals/new accounts 🙁

Sad will there be any debit card charges also ?

 

[hariselio]

Sad will there be any debit card charges also ?

No charges at least 🙂

 

[hs23]

IDFC has a cheat code.... Get it converted online by transferring money from paytm merchant account.. And putting company as paytm... After that... ... Just keep doing NEFT of 25k and above... And enjoy benifits of 25k account of IDFC... Till you do neft... Do NEFT every two MONTHS..... This is a official way... Even customer care representatives tell this...

Can this work cheat code for any bank account or only IDFC?

 

[Batmanbaba]

Can this work cheat code for any bank account or only IDFC?

Any account.....but don't misuse it ....or else...it dept notice will come or Paytm will ask for documents