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Kiwi(YES bank) Approved without any verification

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Saiv

Saiv

TF Premier
I applied for the card on 16th September & expecting home verification. 2 Days gone but no one visited, So i stopped checking the status of the card, as i lost hope. Today i received a mail from kiwi saying “this is taking longer than expected we will reach yes bank & update you the status”. So i convinced myself that the application was rejected, to confirm the same i tracked the status via yes website, to my surprise they approved the card & said card will reach you within 5 days”.

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I received an email from Yes Bank requesting details about my business name. Yes, they are right that I am self-employed as a tuition teacher. However, in the form, there was no option to select 'self-employed,' so I chose 'employed' and provided my tuition center's name as the business name. Now, they are asking for details about it. I think they issue cards only for employed individuals, not for self-employed persons. When I saw there was no option to choose 'self-employed,' I knew this was going to happen.
 
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Saiv said:
I applied for the card on 16th September, expecting for the home verification as fellow Tf members said, eagerly waiting for the verification call or even unannounced arrival of the agent. Day after Day No one visited, I stopped checking the status of the card on yes bank site 2 days ago, as i lost hope. Today i received a mail from kiwi saying “this is taking longer than expected we will reach yes bank & update you the status”. So i was like “so it’s rejected ok no problem” to confirm the same i tracked the status via yes website(thinking one final time), to my surprise they approved the card & said card will reach you within 5 days”.

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What limit they have given you mine also approved yes bank pesa save card without any verification with limit 1.38 L
 
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SMS91 said:
I received an email from Yes Bank requesting details about my business name. Yes, they are right that I am self-employed as a tuition teacher. However, in the form, there was no option to select 'self-employed,' so I chose 'employed' and provided my tuition center's name as the business name. Now, they are asking for details about it. I think they issue cards only for employed individuals, not for self-employed persons. When I saw there was no option to choose 'self-employed,' I knew this was going to happen.
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They do not verify if your data marches the cibil details,if not they will verify
 
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Sahil_07 said:
They do not verify if your data marches the cibil details,if not they will verify
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My employment details are available in CIBIL. I provided the same details, including my office name and address, without any changes. The only difference is that in all other applications, I chose "self-employed" and provided my details accordingly. However, in the Kiwi application, there was no option for "self-employed." Today, I received another email from Yes Bank stating that I will receive a call from them for application confirmation.
 
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SMS91 said:
My employment details are available in CIBIL. I provided the same details, including my office name and address, without any changes. The only difference is that in all other applications, I chose "self-employed" and provided my details accordingly. However, in the Kiwi application, there was no option for "self-employed." Today, I received another email from Yes Bank stating that I will receive a call from them for application confirmation.
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If you have itr,provide them,they will accept most likely.
 
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Hey guys, I got first two milestone kiwi points on dec 30. Crossed the first milestone in nov 1st week I.e 50k and 2nd one in nov 3rd week. The 3rd milestone was completed in dec 2 nd week just before my monthly statement generation date.

For combined spends of 1.59L, I got rs 5300 as cb.scan n pay was majority, some 4 k was petrol and online.

Waiting for 3rd milestone.
 
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Saiv said:
i got a limit of ₹300K, but kiwi app still not showing the card in its app. Able to see full card details in iris yes Bank app. Also unable to set upi pin with third party apps. Kiwi ain’t showing the card so what i’ve to do?
By the way using this card via third party apps will still generate 2% cashback or it’s exclusive to Kiwi?
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How you solved this. For me also card is approved but not showing in kiwi application.
 
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rajcasio said:
You can try adding your card(if approved) in UPI apps like PAYTM,PHONEPE etc., There you can see your card partially. Can't use it in UPI until KIWI shows up your card in 2-3 days.
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I also applied 2 days back,kwi neon free subscription but in terms and conditions they took my consent to not use this card on any other upi app. only then I able to proceed my application further.
 
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