Kiwi(YES bank) Approved without any verification

[Saiv]

I applied for the card on 16th September & expecting home verification. 2 Days gone but no one visited, So i stopped checking the status of the card, as i lost hope. Today i received a mail from kiwi saying “this is taking longer than expected we will reach yes bank & update you the status”. So i convinced myself that the application was rejected, to confirm the same i tracked the status via yes website, to my surprise they approved the card & said card will reach you within 5 days”.

Apply Now For Kiwi Credit Card (Link added by TechnoFino Team)

 

[DeadFella]

did u get a cibil hard nquiry hit ?

Yes, initialy they took all personal details. at last step it did a cibil hit.

 

[Ekavya]

Happend with me too. So, after how many days can we apply again?

I don't think that you can apply anytime soon. Until Yesbank starts to give service to your PIN Code.

 

[VISION]

did u get a cibil hard nquiry hit ?

kiwi app does a soft enquiry to check eligibility with just ph,aadhar,pan. if eligible it will ask to complete the application which will do a hard enquiry. so there is no harm checking eligibility.

 

[Raghav2006]

You can only get reward upto CL/2 in month and have to use cc over upi . Unless your CL is 10 Lakh, itsnt' worth.

Got it, still does it have any limited serviceable pin codes?
Or anyone can apply?
I've never had any yes Bank service but hold cc of axis

 

[HumorSimpson]

Got it, still does it have any limited serviceable pin codes?
Or anyone can apply?
I've never had any yes Bank service but hold cc of axis

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

 

[Raghav2006]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Understood, will think about it.

Thanks for the insight.

 

[DeadFella]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Yes Bank is known for giving low limits. Not only on kiwi, but their core cards also getting lower limits.

 

[DeadFella]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Probably i will know my new kiwi card limit tomorrow. I too have 10L+ on few cards. Expecting atleast 5L for 🥝

 

[NikhilG]

Hello, I would like to understand KIWI rupay card a bit more, if I pay some individual over upi, would that also count for 2 percent cashback?

 

[HumorSimpson]

Hello, I would like to understand KIWI rupay card a bit more, if I pay some individual over upi, would that also count for 2 percent cashback?

Nope... Only scan and pay on eligible merchants with neon subscription on

 

[NikhilG]

Nope... Only scan and pay on eligible merchants with neon subscription on

what are some popular eligible merchants, I have yesbank kiwi credit card

 

[HumorSimpson]

what are some popular eligible merchants, I have yesbank kiwi credit card

Typical groceries, hotels, shopping are included.

Education, jewelry, government services are excluded

 

[bran_the_shipwright]

I spent 55k in the first month itself, when and how will I get the extra 1% cashback and when will my airport lounge access work?

 

[Master Chief 117]

There is no self employed option in kiwi card application, I am Self Employed (Stock Trading work from Home) what do i fill ?

My brother does a business (in partnership with his friend) can i give his office name & address . Will there be Physical verification ?

 

[VISION]

There is no self employed option in kiwi card application, I am Self Employed (Stock Trading work from Home) what do i fill ?

My brother does a business (in partnership with his friend) can i give his office name & address . Will there be Physical verification ?

they will not do physical verification and many have confirmed it here

 

[RajeshV]

with neon subscription on

And what does that entail?

I'd never applied since they seem to provide very little information on that.

 

[HumorSimpson]

And what does that entail?

I'd never applied since they seem to provide very little information on that.

Open the app and see . Without that it's not worth.

 

[sahil1033]

I did video KYC more than 4-5 days back yet the application hasn't moved ahead.

In how much time is the card generated?

 

[VISION]

I did video KYC more than 4-5 days back yet the application hasn't moved ahead.

In how much time is the card generated?

we can't say , for most of us it took 10days

 

[sahil1033]

we can't say , for most of us it took 10days

just a few minutes ago, I received this update over email ... hoping to get the card as soon as possible :