Kiwi(YES bank) Approved without any verification

[asahi]

I applied for the card on 16th September, expecting for the home verification as fellow Tf members said, eagerly waiting for the verification call or even unannounced arrival of the agent. Day after Day No one visited, I stopped checking the status of the card on yes bank site 2 days ago, as i lost hope. Today i received a mail from kiwi saying “this is taking longer than expected we will reach yes bank & update you the status”. So i was like “so it’s rejected ok no problem” to confirm the same i tracked the status via yes website(thinking one final time), to my surprise they approved the card & said card will reach you within 5 days”.

Apply Now For Kiwi Credit Card (Link added by TechnoFino Team)

 

[DeadFella]

did u get a cibil hard nquiry hit ?

Yes, initialy they took all personal details. at last step it did a cibil hit.

 

[Ekavya]

Happend with me too. So, after how many days can we apply again?

I don't think that you can apply anytime soon. Until Yesbank starts to give service to your PIN Code.

 

[VISION]

did u get a cibil hard nquiry hit ?

kiwi app does a soft enquiry to check eligibility with just ph,aadhar,pan. if eligible it will ask to complete the application which will do a hard enquiry. so there is no harm checking eligibility.

 

[Raghav2006]

You can only get reward upto CL/2 in month and have to use cc over upi . Unless your CL is 10 Lakh, itsnt' worth.

Got it, still does it have any limited serviceable pin codes?
Or anyone can apply?
I've never had any yes Bank service but hold cc of axis

 

[HumorSimpson]

Got it, still does it have any limited serviceable pin codes?
Or anyone can apply?
I've never had any yes Bank service but hold cc of axis

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

 

[Raghav2006]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Understood, will think about it.

Thanks for the insight.

 

[DeadFella]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Yes Bank is known for giving low limits. Not only on kiwi, but their core cards also getting lower limits.

 

[DeadFella]

Don't know. But 🆑 I got is 3L even though all my other cards are 10L +. The max 🆑 for kiwi 🥝 that I have seen in this forum is 5L.

Probably i will know my new kiwi card limit tomorrow. I too have 10L+ on few cards. Expecting atleast 5L for 🥝

 

[NikhilG]

Hello, I would like to understand KIWI rupay card a bit more, if I pay some individual over upi, would that also count for 2 percent cashback?

 

[HumorSimpson]

Hello, I would like to understand KIWI rupay card a bit more, if I pay some individual over upi, would that also count for 2 percent cashback?

Nope... Only scan and pay on eligible merchants with neon subscription on

 

[NikhilG]

Nope... Only scan and pay on eligible merchants with neon subscription on

what are some popular eligible merchants, I have yesbank kiwi credit card

 

[HumorSimpson]

what are some popular eligible merchants, I have yesbank kiwi credit card

Typical groceries, hotels, shopping are included.

Education, jewelry, government services are excluded

 

[bran_the_shipwright]

I spent 55k in the first month itself, when and how will I get the extra 1% cashback and when will my airport lounge access work?