Kiwi(YES bank) Approved Without any Verification

[Saiv]

I applied for the card on 16th September & expecting home verification. 2 Days gone but no one visited, So i stopped checking the status of the card, as i lost hope. Today i received a mail from kiwi saying “this is taking longer than expected we will reach yes bank & update you the status”. So i convinced myself that the application was rejected, to confirm the same i tracked the status via yes website, to my surprise they approved the card & said card will reach you within 5 days”.

Apply Now For Kiwi Credit Card (Link added by TechnoFino Team)

 

[sahil1033]

Is NEON subscription still FREE for an year for new users?

 

[lovecards]

Is NEON subscription still FREE for an year for new users?

Yes, I got mine free in Jan 2025

 

[OneCardMan]

* Your Credit Card application is approved. The Card will be delivered to the registered address within 5 working days.
I thought Kiwi was a digital card.

Always wanted a Yes Bank card for bank discount; applied a year ago (CIBIL 785+), but they rejected it after physical verification at home and at work twice, not sure why... I applied for a Kiwi card four days ago (CIBIL 800). There was no physical verification or call this time. In the app, it says under verification, but I was able to fetch the card today but can't use it now.

 

[VISION]

* Your Credit Card application is approved. The Card will be delivered to the registered address within 5 working days.
I thought Kiwi was a digital card.

Always wanted a Yes Bank card for bank discount; applied a year ago (CIBIL 785+), but they rejected it after physical verification at home and at work twice, not sure why... I applied for a Kiwi card four days ago (CIBIL 800). There was no physical verification or call this time. In the app, it says under verification, but I was able to fetch the card today but can't use it now.

kiwi is digital only.. it is an automated message for all approved of yes bank.

 

[sahil1033]

Yes, I got mine free in Jan 2025

great, thanks for sharing!

 

[bran_the_shipwright]

Crossed all milestones, you get 2% only even after crossing 1.5L. All milestone benefits credited and redeemed

 

[VISION]

Crossed all milestones, you get 2% only even after crossing 1.5L. All milestone benefits credited and redeemed

Thank you for the confirmation of 2%

 

[iimadarsh]

My friend was holding the Yes Bank Select credit card and had raised the closure request recently. Before the credit card got closed, he applied for the Kiwi Yes Bank credit card, and he instantly got a message in the app saying they were unable to provide the card. However, he got the following WhatsApp message after a few days (his Select card was yet to be closed):

Great News! Reapply for India’s Best UPI Credit Card 💳🔥

We’ve taken another look at your recent credit card application and are pleased to inform you that, after a reassessment, we believe you’re in a great position to enjoy India's Best UPI Credit Card!

Your excellent credit score has been recognized, and we want to make sure you don’t miss out on these amazing benefits:

✨ 5% Cashback on UPI spends*
🌟 Free Lounge Access at airports across India
🆓 Lifetime Free Credit Card

To take advantage of this opportunity, simply reapply by clicking here. The process is quick and easy, and we look forward to welcoming you as a valued cardholder.

Warm regards,
Team Kiwi

He applied for the Kiwi card, and the application was approved yesterday. He then called Yes Bank and canceled the closure request.

Something similar has happened in my case as well. Three days ago, I submitted a closure request for the Yes Ace credit card. Just now, I downloaded the Kiwi app and saw that the application is instantly showing as rejected due to internal policy.
My questions are:
Will they also send me a message to reapply?
Will the recently applied application also show up on my CIBIL report?

 

[VISION]

Something similar has happened in my case as well. Three days ago, I submitted a closure request for the Yes Ace credit card. Just now, I downloaded the Kiwi app and saw that the application is instantly showing as rejected due to internal policy.
My questions are:
Will they also send me a message to reapply?
Will the recently applied application also show up on my CIBIL report?

yes bank cooling period is 3-6months(few get option to apply on 3rd month and for few within 6months)
u will get option to reapply in kiwi app
no cibil (mostly a soft enquire)

 

[iimadarsh]

yes bank cooling period is 3-6months(few get option to apply on 3rd month and for few within 6months)
u will get option to reapply in kiwi app
no cibil (mostly a soft enquire)

Thanks for clearing the doubt, brother.
One more thing, when I am checking my CIBIL score in the app, it is showing an error: "We couldn't fetch your score from CIBIL. We will notify you later.
Is this happening only to me, or is it normal and will get resolved later?

 

[VISION]

Thanks for clearing the doubt, brother.
One more thing, when I am checking my CIBIL score in the app, it is showing an error: "We couldn't fetch your score from CIBIL. We will notify you later.
Is this happening only to me, or is it normal and will get resolved later?

it is common error in kiwi.... later it will change

 

[Boy 07]

I got

it is common error in kiwi.... later it will change

I got yes Bank paisa save card in nov-24 I got rupay virtual card with share limit .I am not happy with the master card it's with annual fees I close that card I have now rupay virtual .can I apply any regular physical card of yes Bank? customer care said yes after six month you can take a regular card of yes Bank I don't believe him can any tell .or if I apply yes Bank kiwi may I get it ???

 

[VISION]

I got

I got yes Bank paisa save card in nov-24 I got rupay virtual card with share limit .I am not happy with the master card it's with annual fees I close that card I have now rupay virtual .can I apply any regular physical card of yes Bank? customer care said yes after six month you can take a regular card of yes Bank I don't believe him can any tell .or if I apply yes Bank kiwi may I get it ???

after closing , u can apply only after 6months to any card
yes bank allows only one physical & one virtual card(2 cards max)

 

[Boy 07]

is there any one who got the different card in virtual and physical?

 

[joell]

My Kiwi application was instantly rejected in August because I was below 21. I tried to apply again (21 now) but i couldn't in the app and contacted customer care.
"We understand that you had previously applied for a Klick credit card, and we’re sorry to inform you that it was not approved. Unfortunately, at this time, we don’t have the option to reapply for the Klick credit card."
I can't seem to see my credit score on the app either. Has anyone else faced this issue?

 

[VISION]

My Kiwi application was instantly rejected in August because I was below 21. I tried to apply again (21 now) but i couldn't in the app and contacted customer care.
"We understand that you had previously applied for a Klick credit card, and we’re sorry to inform you that it was not approved. Unfortunately, at this time, we don’t have the option to reapply for the Klick credit card."
I can't seem to see my credit score on the app either. Has anyone else faced this issue?

reapply option will automatically come in kiwi app .. u need to wait till then
credit score error is common in kiwi app it will be solved automatically

 

[joell]

reapply option will automatically come in kiwi app .. u need to wait till then
credit score error is common in kiwi app it will be solved automatically

Its been around 7 months at this point

 

[akiratoriyama]

o
* Your Credit Card application is approved. The Card will be delivered to the registered address within 5 working days.
I thought Kiwi was a digital card.

Always wanted a Yes Bank card for bank discount; applied a year ago (CIBIL 785+), but they rejected it after physical verification at home and at work twice, not sure why... I applied for a Kiwi card four days ago (CIBIL 800). There was no physical verification or call this time. In the app, it says under verification, but I was able to fetch the card today but can't use it now.

Does kiwi yes Bank card work for yes Bank offers?

 

[VISION]

Does kiwi yes Bank card work for yes Bank offers?

it worked me in flipkart sale