Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[Credit_Cards]

It looks like most members were too focused on using this DC just for CC Bill payment and Utility payment. Since these 2 options are now gone, they deem this DC useless which is not right.

a section of users are deep into rotation

 

[Zidan]

Simply sent 5000 to kotak 811 (not add money from app)
And did transaction using dc, will i get cb ?
Also the transaction was physicswallah pvt ltd !
Any ideas ?

 

[La pasión]

Simply sent 5000 to kotak 811 (not add money from app)
And did transaction using dc, will i get cb ?
Also the transaction was physicswallah pvt ltd !
Any ideas ?

Bhai kya sab cb Kai chakkar mai pade ho. Physics wallah liye ho wahan time do

 

[Strange]

And did transaction using dc

At which merchant?

 

[Zidan]

Bhai kya sab cb Kai chakkar mai pade ho. Physics wallah liye ho wahan time do

Behn ka hai🙃

 

[La pasión]

Behn ka hai🙃

Miljayega professional fees mai aata h mcc

 

[Zidan]

Miljayega professional fees mai aata h mcc

Wo to lag hi raha hai, main question tha ke maine add money nai kiya, simply money send kiya upi se
T&c ne kuch to "customer initiated" kehte hai wo log

 

[dvader]

Bhai kya sab cb Kai chakkar mai pade ho. Physics wallah liye ho wahan time do

Bhai physics wallah pe to 110% cashback milna chiye 🤣

 

[2025]

Simply sent 5000 to kotak 811 (not add money from app)
And did transaction using dc, will i get cb ?
Also the transaction was physicswallah pvt ltd !
Any ideas ?

If u sent 5000 from ur own account then nothing to worry. If from other's account then also 99.9% chance u will get. Baki k 0.1% kotak k marzi. Man karega toh dega, nehi toh nehi.

Mcc ka guarantee toh koy nehi de payga. Kotak Bank ke PNO ko khud nehi pata kya kya excluded hay... Sab backend team k varoshe hay.

 

[CarbonLogic]

Simply sent 5000 to kotak 811 (not add money from app)
And did transaction using dc, will i get cb ?
Also the transaction was physicswallah pvt ltd !
Any ideas ?

So basically you deposited money in 811 account and then did DC txn na? Normal baat hai, why doubt? 5%CB is on DC txn and eligible mcc

 

[vchouksey80]

Update on January month CB

Today finally the fight is over, after 1 month 6 days kotak PNO called and confirmed January CB to process by 30th April,

I have explicitly asked if it will be given to all customers who transacted on utility payments before new TnC, then they said NO

They will process to only those people who were reporting missing CB and continuously following up

And kotak PNO confirmed CB for my wife's account also

I have two super 811 accounts, unfortunately not received cashback for January month for both of them. I did CC bill payment from Unipay. Sadly wasted my 20k. One account did payment on 18th Jan and other did on 6th Jan.

Where can I report this? Any suggestions...

S

Same yarr, mera ek ka fees toh vasool ho gaya hai but ek ka first month hi tha January 😥

I have sent mail to kotak PNO about Jan month cashback, waiting for their response,

I got response from them today saying mcc was eligible for cashback in December month and in January month I made transaction on Unipay and they changed TnC so it is not eligible.

What is next we can do??

It's PNO, their practice is completely cheating, there policy must be clear at the time of transaction. After transaction they cannot deny rewards.

Cheating is cheating. They must be penalized for malpractices.

I'm seeking guidance on how we can take it to RBI ombudsman and consumer forum.

If the response itself is disputed then. If it's a case of cheating and case of malpractice then. They have responded and denied. It's not about 500 now. I don't want them to go easily after cheating and malpractice. Although I don't believe in our government institutions but I will put some efforts for own satisfaction.

I am awaiting their response, I sent email to pno@kotak.com on 5th March, can you send me email id of nodal officer

 

[Solarman]

how to close kotak811 Super account without going branch

 

[La pasión]

how to close kotak811 Super account without going branch

By not closing the account

 

[dvader]

By not closing the account

I see, you are a man of science as well !!!

 

[MrJJ]

how to close kotak811 Super account without going branch

Permanently block the debit card and do not use the bank account for at least 2 years. They will automatically freeze your account and mark it as inactive and then close it.

 

[dvader]

Permanently block the debit card and do not use the bank account for at least 2 years. They will automatically freeze your account and mark it as inactive and then close it.

I think it is a rule of thumb in banking, they never close an account you deliberately left alone but will try to make your life hell for an account you really need. /s

 

[Credit_Cards]

did kotak updated list of excluded Utility MCC ?

 

[raghu.rokda]

did kotak updated list of excluded Utility MCC ?

Almost khatam tata bye bye

 

[Anil_SinghAnil_Singh is verified member.]

did kotak updated list of excluded Utility MCC ?

Not updated. They generally mentioned utility transactions to cover all utility transactions.

 

[dvader]

did kotak updated list of excluded Utility MCC ?

All MCCs are excluded except 6969, 0420, see below for MCC details

MCC : Category
6969 : Get F***ed
0420 : Bhkk Bsd**

/j /s