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Kotak White Credit Card being offered at Life Time Free

is the lounge (domestic and international) available for addon as well?

also, domestic lounge they have mentioned 8 (2 per quarter). is it calendar quarter, or within a span of any 90 days?

international lounge access is 4 per year, so does that also mean it is 1 per quarter?
 
Address issue for my cousin,
His Aadhaar address is non serviceable area. Now he stays in a city (current address with no ID proof) and office also in the same city.
During the credit card application, how many addresses are there to enter like residential/current/office ?
If Aadhaar address entered under residential, chances of application rejection ?
During VKYC, Is it mandatory to be at the Aadhaar address or it's okay to be at current address ?
as far my experience, the address present in aadharand what other cc issuer have added all those can be selected no option to add initially once card is approved and then vkyc will be shown, on that same page you can add different address for delivery hence if kotak isn't serviceable as per aadhar address it will not be processed.
 
I had a very bad experience with Kotak. I have the 811 account for 6-7 years now. A few years ago I was offered a credit card pre approved and I took it. It was 72k limit initially and I was happy that they doubled the limit in just 3 months to 144k, but finally 1 fine day the card got declined for a transaction at a POS machine.
I called customer care and was told the card is blocked "due to some internal policies". I was furious saying "Its idiotic that you juist blocked my card without telling me in advance and without providing nay reasons" but they said you can request to unblock it, which I promptly did.
They didn't unblock it and never told me why it was blocked in the 1st place. I cancelled the card and that was it.

Never wanted a card from them ever since.
 
WhatsApp Image 2023-07-28 at 8.02.56 PM.jpeg
I am getting this error in the last stage "Product details are not stamped on lead "What does it mean? Why I am not able to apply any idea
Existing Kotak Credit card holder. Recently upgraded Kotak League to Kotak PVR. Also having Kotak 811 account but current its dormant
 
Any thing i need to be vary of for applying to white credit card?
1. Saw posts of kotak messing cibil profile - what happens exactly?
2. Also apart from LTF, white colour and kotak offers does it have any other benefits like movies etc. ? (already have credit cards with lounge access)
 
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