Kotak White Credit Card being offered at Life Time Free

[SubhankarSubhankar is verified member.]

Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[Huzaif]

If you have other CCs with good limit in your report, go for it.

@Piyush_Jaiswal Yes, I have ICICI CC with a 4.6L limit.

 

[Huzaif]

2.1L

@amit When will you receive the physical card ? did you get any dispatch information?

 

[knight]

Done.

 

[amit]

Got same amt.. Is this the max you hold with other cards?

no, max I have is 6.2L

 

[amit]

@amit When will you receive the physical card ? did you get any dispatch information?

not yet, may be in next week

 

[vinrey287]

no, max I have is 6.2L

OK.. Seems they have kept it to 2.1L as default

 

[R@J]

Yes, 2.1 is being issued to all.
Has anyone got it increased successfully basis their other card/payslip?

 

[BeingPramod]

Wait did you see 0 fees while applying? Because for existing customers they are showing 3k fees

Yes it was showing 3k fees at last stage

 

[karankayastha]

you can link is there couple of page back on this thread or search for zen link!

yes i got the link but are new customers getting it LTF or just white is available ltf? also is everyone putting 25lk as the annual income for those who got it approved white or zen?

 

[gamersgzb]

Did someone with salary in range of 25000-40000 got the white card using this URL?

Can anyone let me know about this.. thanks

 

[austin360]

Can anyone let me know about this.. thanks

They are not asking for any income proof. It is safe to select highest option

 

[austin360]

yes i got the link but are new customers getting it LTF or just white is available ltf? also is everyone putting 25lk as the annual income for those who got it approved white or zen?

There is no option to put annual income. Only monthly income and that too >75K. So this means annual income can be less than 25L.

 

[mrmuggle98]

#MomentOfTruth

Got a blue dart message, about a shipment from Kotak Bank. Let's see if we actually get the White card! xD

 

[R@J]

There is no option to put annual income. Only monthly income and that too >75K. So this means annual income can be less than 25L.

agreed! same happened for me.

 

[R@J]

#MomentOfTruth

Got a blue dart message, about a shipment from Kotak Bank. Let's see if we actually get the White card! xD

Me too! 😀

 

[mrmuggle98]

They are not asking for any income proof. It is safe to select highest option

Yea. Plus they aren't verifying anything

 

[R@J]

Yes, 2.1 is being issued to all.
Has anyone got it increased successfully basis their other card/payslip?

However, I'm not sure on this. I uploaded my IDFC statement which has highest limit, but the card is just 1 month old. Haven't seen any change in the Credit Limit on app yet.
What about you? @mrmuggle98 , @austin360 @amit

 

[Ranger]

No CIBIL hit for existing cardholders

You sure?. Also can anyone confirm this?.

 

[mrmuggle98]

However, I'm not sure on this. I uploaded my IDFC statement which has highest limit, but the card is just 1 month old. Haven't seen any change in the Credit Limit on app yet.
What about you? @mrmuggle98 , @austin360 @amit

Didn't try to change the limit yet. Let me try.

 

[mrmuggle98]

You sure?. Also can anyone confirm this?.

Tbh Kotak can't be trusted a lot. Those idiots hit my CIBIL twice, and assigned me two CRN numbers. Called the customer care and asked them why? They said that they'll try to rectify