• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Kotak White Credit Card being offered at Life Time Free

I just read the review for Kotak white card on card expert and basically it is nothing compared to Axis Magnus, Atlas etc.

Why would you even spend a single rupee on this card which give you maximum 2.25% in the form of Luxe vouchers (which are only worth 50% to 80% of the face value), that too on a huge spend?
 
Last edited:
I just read the review for Kotak white card on card expert and basically it is nothing compared to Axis Magnus, Atlas etc.

Why would you even spend a single rupee on this card which give you maximum 2.25% in the form of Luxe vouchers (which are only worth 50% to 80% of the face value), that too on a huge spend?
True, it if LTF and you’re don’t have any Kotak card. No harm getting this card then. That what we all did.
 
applied and approved couple of hrs ago without doc, no prior relationship with kotak. the magic is in the URL replace fee code value with 100 for FYF, 101 for LTF and 102 for paid version. but dont know if they honour the same or not if they find this loophole.
What is the URL with 101 code please?
 
@MOhit __ , we get Experian score on the Kotak app I guess, or could you please share where to check cibil in the Kotak app? , sorry to ask silly questions
Kotak app only shows your Experian score.
you cannot check CIBIL on Kotak app.

But you can check your score by 4 different agencies including Experian and CIBIL on paisabazaar app for free.
Paisabazaar app also has the facility to update your score every month.
Also you can download the reports of all 4 agencies for free
 
Got the Add on for the White Signature from my brother. I had no cards from Kotak so made sense for me. Card was issued LTF to him and he has not been charged any add on card fees yet (CC said it was paid to some other member).

Anyone can apply for the card even if they have an existing CRN just Email them the form and the docs. 🫡

1000185011.jpg
 
I got a chargeable card after a month! Not even FYF! Will close the card without activating it. The customer care is useless 😂 They just read out T&C of the card which I already know.

I am a new customer to Kotak.
 
I got a chargeable card after a month! Not even FYF! Will close the card without activating it. The customer care is useless 😂 They just read out T&C of the card which I already know.

I am a new customer to Kotak.
As i suspected that code 101 for lifetime free is a gimmick.
 
Last edited:
Sorry noob question, still please help me if any one can ...

1. When will kotak card will be appearead in kotak mobile app / net banking after approval (My previous card is closed*) ?

2. How much time will it take to dispatch kotak white card/any card after approval. ?

3. Even FYF code didn't work, still showed both J/A fees, I request if anyone has fee reversal/ltf tricks, please share me.
 
Sorry noob question, still please help me if any one can ...

1. When will kotak card will be appearead in kotak mobile app / net banking after approval (My previous card is closed*) ?

2. How much time will it take to dispatch kotak white card/any card after approval. ?

3. Even FYF code didn't work, still showed both J/A fees, I request if anyone has fee reversal/ltf tricks, please share me.
Don't bother to apply for it, it is really not useful at all, even if it is lifetime free.

Anyway posters have reported that although it's shown as lifetime free, when the card actually arrived at their residence it came with a covering letter showing the annual fee and joining fee
 
Don't bother to apply for it, it is really not useful at all, even if it is lifetime free.

Anyway posters have reported that although it's shown as lifetime free, when the card actually arrived at their residence it came with a covering letter showing the annual fee and joining fee
How is it not useful even if LTF??

Also if it is show as 0 jf and 0 annual it will be LTF
 
Back
Top