Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.
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Who uses this card for rewards???Not worth using even if it is free.Kotak Bank White Credit Card Review – Card Maven
The White card from Kotak Bank is quite a unique offering. It comes with a gorgeous minimalistic white design that gives the card a premium look. We also getcardmaven.in
There are no points or cashback.
you need to reach 6 lakhs to get only 2% worth of vouchers which are discounted.
Read the final analysis of this review by card Maven
Where will it shows as ltf ? I entered otp, then it ask to enter bank CRN and other details. See attached photos
After this step.Where will it shows as ltf ? I entered otp, then it ask to enter bank CRN and other details. See attached photos
Did you initiate the application right now?Where will it shows as ltf ? I entered otp, then it ask to enter bank CRN and other details. See attached photos
Changing the code to 101 and 301 to get lifetime free has been fixed by Kotak.Like @amit mentioned this is only a URL manipulation to show different values in the fee fields. For instance the Zen card:
//https://cards.kotak.com/card-details?productLogo=300&channelCode=SF96&feeCode=301/
Change the &feeCode=301 value to 300 and the page will show zero Annual and Joining fees. Only the front end shows LTF/FYF/Paid according to the value you enter in the URL and its corresponding parameter value stored in Kotak CMS. This does not change anything in the backend which means the card is still paid until the bank offers it to you as free.
The only thing we learn here is that Kotak systems are probably not very smart.
You're late, so you are unaware of what's happening.Here is the proof that Kotak white card is lifetime free only for optima and Insignia customers.
It may (or may not) initially show as lifetime free, but after they hit your CIBIL, they will show you the charges of 3540.
Or else when you receive the card by courier you will see the charges of 3540 both for joining and renewal
But at least one person reported that when the card came by courier, it was showing charges of 3540 as joining and renewal fee.You're late, so you are unaware of what's happening.
Read this thread from the beginning and you'll realize that many individuals have received this LTF card with email confirmation.
cover letter does not have fees section even for paid cardDon't bother to apply for it, it is really not useful at all, even if it is lifetime free.
Anyway posters have reported that although it's shown as lifetime free, when the card actually arrived at their residence it came with a covering letter showing the annual fee and joining fee
For me showed joining and Annual fee, no cibil hit but experian hit*joining and renewal
Joining fees 3540 will come in your first months bill and the renewal fees 3540 will come after 12 months.For me showed joining and Annual fee, no cibil hit but experian hit*
I didn't got charges information in courier ... card kit.
Only card and white benefits booklet.
When kotak cards, joining fee will be charged?
3 monthsIn how many months can kotak cc be re applied after rejection.