Latest Working Methods to Pay Credit Card Bill from Debit Cards

[sm9811911]

Jupiter gives 1% cashback for bill payment using debit card…max upto ₹150 per month.
Cashback earned in Jewels (max 750, where 5J = ₹1)
Jewels are credited instantly, but can be redeems after 2 weeks.
Platform used and verified SBI Unipay & Shriram One app !!

Can use upi for 2% if select account. See below posts

2% cashback on Upi Spend . . .

Here it is

 

[Card_Crafter]

Jupiter gives 1% cashback for bill payment using debit card…max upto ₹150 per month.
Cashback earned in Jewels (max 750, where 5J = ₹1)
Jewels are credited instantly, but can be redeems after 2 weeks.
Platform used and verified SBI Unipay & Shriram One app !!

In same account varient, even UPI also gives 1% upto 500 jewels per month.

Btw I haven't utilised this yet because I don't have Pro account. What are the eligible merchants other than Utility payments?

 

[AllThatStuff]

Can use upi for 2% if select account. See below posts

I have Salary a/c. How to get Select account??

 

[AllThatStuff]

In same account varient, even UPI also gives 1% upto 500 jewels per month.

Btw I haven't utilised this yet because I don't have Pro account. What are the eligible merchants other than Utility payments?

For UPI only few merchants will give 1% cashback!! 👇🏻

 

[Card_Crafter]

For UPI only few merchants will give 1% cashback!! 👇🏻

This is useless then.

 

[jack333]

For UPI only few merchants will give 1% cashback!! 👇🏻

I'm getting on other non listed ones also

 

[BhaiyaJi]

I'm getting on other non listed ones also

Share some of those with us.

 

[Pravin1156]

Most of you know the debit cards which are useful, but it’s difficult to keep track of which platforms to use, how to use because of devaluations/ limits.
I had written down current working methods for my personal use but thought of sharing with the community. Will appreciate any feedback. So here goes:

1) RBL signature plus dc: sbi unipay
1b) RBL Enterprise dc: sbi unipay
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay
3)HDFC Millennia debit card: can be used to load Amazon/Mobikwik wallets for 1%. Can use hdfc bill pay or sbi unipay for 2.5%
4) indus visa signature, visa platinum and mastercard world : Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay and Cheq(not working for most) for mastercard variant.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi.
6) IDFC Debit cards: Pay cc bill using sbi unipay.
7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.

SBI Unipay is working for most, some are reporting failures. Try with small amount first.

Update: Alternative to SBI unipay: ‘Airtel’ and ‘Sriram one’ app (but they only have bbps cc)

Update 2: P B R G and thomasjackson mentioned even Dhani Pay has utility MCC (so an alternative to SBI Unipay). Non-BBPS cc can be paid. But KYC required. (havent tried myself)

Update 3: Full details with calculations on rewards added here: https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-634404

AU bank and standard chartered bank dc: see here https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

@sm9811911 Hi bro, Just now I have used Indus Visa Signature debit card for CC Bill payment at CRED (Dreamplug Paytech Merchant) Can I eligible for 3000 reward points by done a transaction of 1lakh. Please confirm?

 

[Strange]

I'm getting on other non listed ones also

How? . .

 

[S.B.N.B]

Rupay cc to bank or cc... Kya option left hai? Airtel also not working.. seems any bbps not working

 

[sm9811911]

@sm9811911 Hi bro, Just now I have used Indus Visa Signature debit card for CC Bill payment at CRED (Dreamplug Paytech Merchant) Can I eligible for 3000 reward points by done a transaction of 1lakh. Please confirm?

It takes 112k for full 3k points. But yes you will get for the payment most likely. Also try to do another 12k from the card for full 3k points.

 

[Strange]

It takes 112k for full 3k points. But yes you will get for the payment most likely. Also try to do another 12k from the card for full 3k points.

What about Platinum Select?

 

[sm9811911]

What about Platinum Select?

For visa platinum: Cashback limit is Rs 700 per month on spends of Rs79.3k Max 2000 reward points at 35 paise.

 

[Strange]

For visa platinum: Cashback limit is Rs 700 per month on spends of Rs79.3k Max 2000 reward points at 35 paise.

@Rahul Gupta said 79.2K

 

[sm9811911]

@Rahul Gupta said 79.2K

100 extra kar lena fir. He is an expert

 

[Pravin1156]

It takes 112k for full 3k points. But yes you will get for the payment most likely. Also try to do another 12k from the card for full 3k points.

@sm9811911 Thanks a lot for the confirmation bro🙂👍🙏🙏🙏

 

[Rahul Gupta]

@Rahul Gupta said 79.2K

Sometimes they credit extra points if you do 79267rs max but thats very rare so 79.2k is best for max points.

It takes 112k for full 3k points. But yes you will get for the payment most likely. Also try to do another 12k from the card for full 3k points.

112.5k for max 3k points.

 

[AllThatStuff]

It takes 112k for full 3k points. But yes you will get for the payment most likely. Also try to do another 12k from the card for full 3k points.

Do Exclusive & Select cards (Visa as well as MC) have same quota or different??

 

[Rahul Gupta]

Do Exclusive & Select cards (Visa as well as MC) have same quota or different??

Same quota and basically same cards except zero forex markup.

 

[Pravin1156]

@sm9811911
Hi bro, today i have made a bill payment of 100rs in SBI Unipay for HDFC Credit card, When it will get reflected. Please confirm?
Usually SBI Unipay CC Bill payment to HDFC Credit card takes how many days to reflect?