Latest Working Methods to Pay Credit Card Bill from Debit Cards

[telescope]

@sm9811911
Hi bro, today i have made a bill payment of 100rs in SBI Unipay for HDFC Credit card, When it will get reflected. Please confirm?
Usually SBI Unipay CC Bill payment to HDFC Credit card takes how many days to reflect?

2-3 working days it takes

 

[drsel]

After 20 April I am not getting 1% points on Magnus burgundy debit card for paying credit card bills of Axis on Cheq and Payzapp.

We were getting 1% points before 20 April

 

[sm9811911]

After 20 April I am not getting 1% points on Magnus burgundy debit card for paying credit card bills of Axis on Cheq and Payzapp.

We were getting 1% points before 20 April

There are mcc exclusions now.

 

[S.B.N.B]

Rupay cc to bank or cc... Any working method? Specially for icici rupay

 

[Pravin1156]

Rupay cc to bank or cc... Any working method? Specially for icici rupay

TF Team, Same clarification. Any other best method for RUPAY CC to Bank transfer at low cost? Please suggest

 

[Anil_SinghAnil_Singh is verified member.]

@sm9811911

Mention in your 1st post that 'For Dhani to recognize your debit card as a debit card, you need to type the debit card number manually. If you copy paste the card number then Dhani will recognize it as a credit card as of now (weird)'.

Dhani and their devs.. ek number ke *hutiye hai

 

[VISHESH_BANSAL]

@sm9811911

Mention in your 1st post that 'For Dhani to recognize your debit card as a debit card, you need to type the debit card number manually. If you copy paste the card number then Dhani will recognize it as a credit card as of now (weird)'.

Dhani and their devs.. ek number ke *hutiye hai

But even after mannual typing, is it working ? Going to OTP Page ?

 

[Anil_SinghAnil_Singh is verified member.]

But even after mannual typing, is it working ? Going to OTP Page ?

🤣🤣🤣

Mujhe inpe itna bhi bharosa nahi tha ke 100 rs ka bhi bill pay karu.. so not tried after that step..

After your post, tried next step and it says sorry.. temp issues.. sahi me maine inko *chutiya bola 🤣🤣🤣

 

[Strange]

🤣🤣🤣

Mujhe inpe itna bhi bharosa nahi tha ke 100 rs ka bhi bill pay karu.. so not tried after that step..

After your post, tried next step and it says sorry.. temp issues.. sahi me maine inko *chutiya bola 🤣🤣🤣

Wo sayad abhi old MDR pay kar rahe mass rotation wala. Jab wo clear ho jayega tab sayad DC option open ho. 🤣

 

[sm9811911]

April transactions pending idfc dc reward points credited.

 

[Dragon_slayer]

7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.

I believe from May 1st onwards axis has stopped giving Edge rewards for all bill payment transactions

 

[MrKant]

Valid as on 9th May 2024. I will keep on updating here and also on https://twitter.com/sm98119/status/178243226540....

1a) RBL signature + dc: 1% cashback for payment by paying using sbi unipay. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived off on 3L spends). Can open multiple accounts with same pan to get multiple dc.

1b) RBL Enterprise dc: 5% cb on paying cc bills using sbi unipay upto 1k monthly. 9k vouchers if spend of 15L in an year. Fees of 2.2k annual. On joining, 8.9k fees and you get 8.5k voucher.

2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay for 1% cashback upto Rs750 pm. No cashback for payment through mobikwik, Cred, paytm, Cheq. Fees 750 (waived for certain account categories).

3) HDFC Millennia debit card: can be used to load Amazon(full kyc req), mobikwik or slice wallet and then pay bill. 1% cashback using wallet load. Alternatively use hdfc billpay or sbi unipay to get 2.5%. Cashback monthly limit 400. Fees 500 (waived for certain account categories). Use Bill desk QR code to pay cc bill from amazon wallet.

4) Indusind exclusive or select debit cards (around ~0.9% cashback): There are 3 main cards : visa signature, visa platinum and mastercard world. All 3 can be held together and free of charge with select or exclusive accounts. Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay for mastercard variant. Incremental rewards so if spend is for example 10k only <0.5% rewards.

For mc world and visa signature each : Cashback limit is Rs 1050 per month on spends of 112k. Max 3000 reward points at 35 paise.

For visa platinum: Cashback limit is Rs 700 per month on spends of Rs79.3k Max 2000 reward points at 35 paise.

6) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi. Get 2% cashback. Max cashback of 500 per month. Max cashback limit : Rs30 per tranx. Rs.100 per day.

7) IDFC Debit cards: Pay cc bill using sbi unipay.
Reward rate and dc fees depends on account type:
For wealth account : 0.67% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.12.5k rewards max monthly. So, around Rs.5.36L transaction can be done.
For Select account : 0.5% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.7.5k rewards max monthly. So, around Rs.3.4L transactions can be done.
For basic account : 0.33% rewards till 50k(online spends). 1.67% rewards post 50k. Rs.2k rewards max monthly. So, around Rs.1.6L transactions can be done.

8) Axis Liberty dc : Use upi to pay through any app or use dc through sbi unipay. For 60k spends in a calendar qtr, get 750 cashback. Bonus: spend 10k on gift edge/Amazon (incl voucher)/ FK during weekend and get 500Rs reward pm. Dc fees applies.

9) Other dc: Jupiter (1% upto Rs150 on sbi unipay; 2% using upi for select accounts), Citi Priority world debit card 1.3% on sbi unipay. sbi dc 0.25%, union bank signature 1%, Standard Chartered Infinite Priority 1.25% unlimited vouchers on wallet/utility etc.

Alternative to SBI unipay: ‘Airtel’ (only bbps cc), ‘Sriram one’ app (only bbps cc) and 'Dhani Pay' (almost all cc; KYC required; not verified myself)

Imp note: SBI Unipay is working now for most of people, still try with small amount first. Paytm MCC can be different in some trx but mostly working for indus.

If you can, help me add/modify details. Trying to make it easier for people to find info.

Is there any card still working for MobiKwik cc bil pay

 

[pinki]

Is there any card still working for MobiKwik cc bil pay

Sbi dc .

 

[sm9811911]

Is there any card still working for MobiKwik cc bil pay

Axis Liberty account Upi

 

[sm9811911]

I believe from May 1st onwards axis has stopped giving Edge rewards for all bill payment transactions

This is about liberty dc. You get 750 rewards qtly which you can redeem for amazon gv etc

 

[liza10o]

sbi dc 0.25%

where can sbi dc be used for cb?


Also, what all cc/dc give cb on waller loads, is there a list somewhere?

 

[sm9811911]

where can sbi dc be used for cb?


Also, what all cc/dc give cb on waller loads, is there a list somewhere?

Unipay. It works on wallet load as well. Try with small amt first

 

[theflash]

Unipay with IDFC Select DC is working? Need to pay 65k in Axis...

Won't have any acct freeze issues or something no??

 

[imuntitled]

Sbi dc .

heavy loot hota hai ispe 😎

 

[imuntitled]

Unipay with IDFC Select DC is working? Need to pay 65k in Axis...

Won't have any acct freeze issues or something no??

just don’t miss the tele verification call 🤑