Latest Working Methods to Pay Credit Card Bill from Debit Cards

[SubhamS2611]

Any update ?
My amount got deducted on 1st october.
Neither bill got paid, nor it's returned to my bank account.

Was trying to pay axis credit card bill using the hdfc debit vard

Check bank application and transaction history. Have you received the hdfc 1% rewards points?

 

[SubhamS2611]

How's the Navi app? Is it invasive with request to all types of permissions like the Bajaj Finance app? Does it access your credit reports? What information is required for sign-up?

Sorry, it's too many questions.

You can use it. I am using it to pay upi transaction and everything things good. Yes ypu can check the credit report as well.

 

[JigmeKhesar]

You can use it. I am using it to pay upi transaction and everything things good. Yes ypu can check the credit report as well.

Thanks, but, I am asking if the app has intrusive permission requirements like access to my credit report among others.

I do not want another party accessing my credit report as I already use a CIBIL subscription.

 

[Animal]

Any update ?
My amount got deducted on 1st october.
Neither bill got paid, nor it's returned to my bank account.

Was trying to pay axis credit card bill using the hdfc debit vard

Mine was credited to credit card today.

 

[OptiCard]

Hey Guys,

This is the first time I am using SBIUnipay, generally, I used to use Canara Setu but somehow payments are failing.
I tried with SBI Unipay & succeeded the payments. The Merchant name coming as SBIUNIPAYDBCard --> hoping this is expected to get 1% cashback.

 

[NShah]

Hey Guys,

This is the first time I am using SBIUnipay, generally, I used to use Canara Setu but somehow payments are failing.
I tried with SBI Unipay & succeeded the payments. The Merchant name coming as SBIUNIPAYDBCard --> hoping this is expected to get 1% cashback.

💯. . .

 

[railsfanatics]

💯. . .

Yes. You should get cashback based on the card you have used.

 

[Pravin1156]

Hey Guys,

This is the first time I am using SBIUnipay, generally, I used to use Canara Setu but somehow payments are failing.
I tried with SBI Unipay & succeeded the payments. The Merchant name coming as SBIUNIPAYDBCard --> hoping this is expected to get 1% cashback.

@OptiCard Hi bro, Today SBI Unipay worked without any fail. If transaction is successful, how much amount did you pay. Why means I had CC due today. So tell me bro

 

[OptiCard]

@OptiCard Hi bro, Today SBI Unipay worked without any fail. If transaction is successful, how much amount did you pay. Why means I had CC due today. So tell me bro

For hsbc card it will take 4 days. For other cards it will be instant credit (hardly 15 seconds).

 

[Pravin1156]

For hsbc card it will take 4 days. For other cards it will be instant credit (hardly 15 seconds).

Bro, I am asking today SBI Unipay works fine or failure occurs. Please confirm

 

[newmakerhere]

Bro, I am asking today SBI Unipay works fine or failure occurs. Please confirm

I paid yesterday night after 10 PM. I paid 80000, 93000, and 10000 successfully.

 

[rockyBalboa]

Bro, I am asking today SBI Unipay works fine or failure occurs. Please confirm

Try with a small amount and check yourself. Nobody can give you that answer 100%. Sometimes 5 transactions are successful in a row and 6th one fails.

 

[Raghav2006Raghav2006 is verified member.]

Was paying my cc bill today and noticed Canara setu to show some different merchant name which stated Utility, so I cancelled the transaction and did on unipay.

I don't clearly remember merchant name, but I guess it was HDFC utility on canara setu.

 

[OptiCard]

Bro, I am asking today SBI Unipay works fine or failure occurs. Please confirm

Working fine. I already mentioned that transaction was successful.

 

[sarcasm99]

Last month I paid SC CC bill using mobikwik (even when other apps were showing unavailable) but now it's showing not supported... Any other app where it is still showing available or only directly though bank?

 

[sarcasm99]

Also, any dc giving rewards on bill desk website ? Also as mentioned in the thread summary I am not able to see option to pay through Amazon wallet, how to do it ?

 

[Pravin1156]

Last month I paid SC CC bill using mobikwik (even when other apps were showing unavailable) but now it's showing not supported... Any other app where it is still showing available or only directly though bank?

Recently, I paid SC CC bill through their mobile app only, No other platform accepting SC . Even we paid through mobikwik, Cheq or any other it will get refunded through same mode. So only option is SC Mobile app or their website

 

[Pravin1156]

Also, any dc giving rewards on bill desk website ? Also as mentioned in the thread summary I am not able to see option to pay through Amazon wallet, how to do it ?

SBI Debit giving rewards for payment through Billdesk

 

[sumit_yadav]

I paid 20k bill twice yesterday via Unipay and it failed both times and the money got deducted from HDFC. Today, I can the reward points for both transactions. Are they going to reverse the reward points when Unipay refunds for the failed transactions?

 

[6ix9ine]

I paid 20k bill twice yesterday via Unipay and it failed both times and the money got deducted from HDFC. Today, I can the reward points for both transactions. Are they going to reverse the reward points when Unipay refunds for the failed transactions?

No, most of the time they won’t reverse it. However, remember that this will count towards your monthly limit of 750 points.

Since you made two transactions of ₹20,000 each, totaling ₹40,000. For this, you will earn 400 points.

You are now left with 350 points.

For the rest of the month, any transaction above ₹35,000 will not earn you any points.