Latest Working Methods to Pay Credit Card Bill from Debit Cards

[devsfinance]

Is there a way to pay before bill generation? Closed an EMI so have to pay before bill generation.

 

[6ix9ine]

Is there a way to pay before bill generation? Closed an EMI so have to pay before bill generation.

Cred might work, since they use NEFT.

Albeit, you won't earn any points.

 

[sumit_yadav]

No, most of the time they won’t reverse it. However, remember that this will count towards your monthly limit of 750 points.

Since you made two transactions of ₹20,000 each, totaling ₹40,000. For this, you will earn 400 points.

You are now left with 350 points.

For the rest of the month, any transaction above ₹35,000 will not earn you any points.

Thanks for the Insight! I don't have any more credit card bills to pay for the month 🙂
Using Unipay is advantageous when transaction fails in a way. You get 750 extra points for the hassle of waiting for the refund of failed bill payments.

 

[6ix9ine]

Thanks for the Insight! I don't have any more credit card bills to pay for the month 🙂
Using Unipay is advantageous when transaction fails in a way. You get 750 extra points for the hassle of waiting for the refund of failed bill payments.

It is scary as well, no dedicated customer support whatsoever. We have to escalate it through other channels.

 

[GTSaketh]

It is scary as well, no dedicated customer support whatsoever. We have to escalate it through other channels.

You mean for unipay?

Also does unipay allow custom amount to be paid before bill generation?

 

[6ix9ine]

You mean for unipay?

Yes

Also does unipay allow custom amount to be paid before bill generation?

This depends on bank, not portals.

For example, SBI allows you to edit the amount and you can pay it multiple times without any issues.

However, HDFC doesn't let you pay any excess amount.

You can edit the amount in all the websites, but you cannot pay it multiple times. There are only few exceptions.

 

[GTSaketh]

Yes

This depends on bank, not portals.

For example, SBI allows you to edit the amount and you can pay it multiple times without any issues.

However, HDFC doesn't let you pay any excess amount.

You can edit the amount in all the websites, but you cannot pay it multiple times. There are only few exceptions.

What about axis?

 

[6ix9ine]

What about axis?

Not sure, I never had to pay it twice, thanks to good CL

 

[S.B.N.B]

Virtual card number will generate within 48hrs (this is 2nd debit card, you can use both the card simultaneously Primary Visa/RuPay + RuPay Firstap Sticker Platinum DC).

IDFC Firstap Sticker Debit card is also RuPay Platinum Debit card.

You will get 20% upto 100 off per month on mobile recharge/Utility bill payment on Amazon per month (only on fridays), max 20% upto 100 off once per month.

Also swiggy offer 20% upto 100 off per month (only on fridays), Apply the code: RUPAY100.

IDFC Bank RuPay Firstap Sticker Platinum Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%

I have normal idfc dc and have idfc tap too.. i will get rewrd points in both card? I was using only physical card for 1.6L payment to get 8k points.. so if i use both card i will get 16k points?

 

[Abhishek012]

I have normal idfc dc and have idfc tap too.. i will get rewrd points in both card? I was using only physical card for 1.6L payment to get 8k points.. so if i use both card i will get 16k points?

Yes and No. 🤣🤣

Both card combined max 8k points.

 

[GTSaketh]

Not sure, I never had to pay it twice, thanks to good CL

it doesn't let me enter amount more than my last bill in unipay

 

[6ix9ine]

it doesn't let me enter amount more than my last bill in unipay

Here you go, axis is another type then

 

[TechnoFi]

My sbi unipay payment failed, amount is deducted and there's no transaction history
What to do?

In future, you may try canara setu if you want to see your transaction history for future credit card bill payments.

 

[JigmeKhesar]

it doesn't let me enter amount more than my last bill in unipay

it was the same with other issuers for my cards. this is a bill payment platform feature.

 

[pinki]

Surplus of dc offers are available this month for cc bill payments.

Iykyk 😉

 

[SureShot]

Surplus of dc offers are available this month for cc bill payments.

Iykyk 😉

Unless they have mood swings and change their minds 😝

 

[Rohith_Kumar_Sp]

Bro, I am asking today SBI Unipay works fine or failure occurs. Please confirm

Failed 3 times got refund 2 times, 1 more no transaction history, email not responding, still waiting.

 

[Beyond]

"Use Bill desk QR code to pay cc bill from amazon wallet"
How does this work? Or is it still working? Have both amazon balance and gift card balance to spare...

 

[faltooAdmi]

Check bank application and transaction history. Have you received the hdfc 1% rewards points?

Money is debited from my bank account. I can see that in my bank statement.

I am not sure about the 1% as I paid again using SBI unipay which was successful txn.

 

[Rohith_Kumar_Sp]

If you want to view transaction history on Unipay, follow the below steps:

Click on 3 lines top right corner of SBI Unipay website and then customer support.
Enter the mobile number you give for communication and you will see all the transactions and their status during last 6 months, you can also submit a complaint from there which generally gets a revert back from their support team.

there's none!! i used quick pay, and after payment got "Request URL was Rejected", now if i go to transactions, it shows me last months transaction, and support hasn't even responded to my email since Thursday

SBI Unipay Customer Portal

customer.sbiunipay.sbi

this page after entering OTP nothing happens, it wont go forward