Latest Working Methods to Pay Credit Card Bill from Debit Cards

[iamgroot]

Ab unipay pe sara load ayega.wo bhi chala jayega kuch dino me😬

 

[desiviru]

Ab unipay pe sara load ayega.wo bhi chala jayega kuch dino me😬

Load naa bhi aaye tab bhi March tak sab saaf honey wale hai ya lucky case mein sabpe wapas aa jayega on April 1 like JioFin. 🤣

 

[MrJJ]

Airtel cc pr debit card option removed.
Any other app where txn MCC code 4814
Anyone knows.

Freecharge use 4814 MCC

 

[Abhigyan kumar]

Ab unipay pe sara load ayega.wo bhi chala jayega kuch dino me😬

Hdfc platinum dc dozen mai band hoga 🤣🤣🤣

 

[MrJJ]

Airtel debit card option not available now

So it's now "Airtel No Thanks"

 

[MrJJ]

Waisa bhai ek credit card bill payment platform banane ka kitna kharcha h🤔. Mcc 4900 dalke monthly subscription fees daldunga🤣🤣🤣

Good idea. @TechnoFino Sir BBPS se kuch tie-up krke technofino par hi CC bill payment ki suvidha kardege to bahot bhala hoga apka... Janta duayein degi... Aane wali pushto tak apko yaad rakhege...

@Abhishek012

 

[cardio_guycardio_guy is verified member.]

I had been paying CC bills using UPI and the payments have been almost instant. It gets credited within a few minuts - less than an hour.
Last month I got HDFC Platinum card and I realized that I can get 1% cb upto Rs 750 if I pay using the card.

Now, if I use SBI Unipay and HDFC DC to pay the bill, how long does it take to reflect the payment? I have seen that in many cases, the payment fails and the amount gets returned.
I had read in some thread that the safe way is to pay on a working day during office hours (somewhere between 10 am - 4 pm)
Also, it looks like it will take 2-3 days to reflect the payment. Is that right? Trying not to run into last-minute problems since this is my first time paying using DC.

 

[2025]

I had been paying CC bills using UPI and the payments have been almost instant. It gets credited within a few minuts - less than an hour.
Last month I got HDFC Platinum card and I realized that I can get 1% cb upto Rs 750 if I pay using the card.

Now, if I use SBI Unipay and HDFC DC to pay the bill, how long does it take to reflect the payment? I have seen that in many cases, the payment fails and the amount gets returned.
I had read in some thread that the safe way is to pay on a working day during office hours (somewhere between 10 am - 4 pm)
Also, it looks like it will take 2-3 days to reflect the payment. Is that right? Trying not to run into last-minute problems since this is my first time paying using DC.

I am also new to unipay. Have paid a few bills. Never failed. Use desktop login. Working day office time better. Pay in tranches. Payment mostly instant. Give atleast 5 working days backup. If transaction reversed during settlement then u can repay again. (Somehow u will get compensated if reversal happened) IYKYK type. Cashback won't reverse. But you should have time and money to pay back in short notice.
* In 95% cases payment won't fail/ reverse if the amount is small. (Below 20k per transaction).
I generally used Airtel Thanks now it's in comma. Let it recover. Till then Unipay Zindabad.

 

[2025]

Freecharge use 4814 MCC

Can u please explain a bit the whole process.
I have used it before. But they were charging fees. Hence stopped. Just wanted to know how you are paying without charges.

 

[thanix]

What a bad start to 2025 😡 Airtel DC option is gone. So only Canara Setu and SBI Unipay left now.

 

[aditya128]

You guys can try app called Investkraft. MCC is 4900 and PG is razorpay. I had tried last month. Try with small amount, one of my payment had got failed

 

[Anindya98]

Can anyone confirm it?

Devaluation Thread 'Debit Card option for Credit Card Bill Payment removed from Airtel Thanks App!'

Jan 13, 2025

While attempting to pay my SBI Credit Card bill just now, I observed that the Debit Card payment option is no longer available on the Airtel Thanks App.

It is unclear whether this change is temporary or permanent.

I have verified across multiple accounts, and the Debit Card option appears to have been removed.

• Anindya98
• airtel airtel thanks app bill bill payments credit card credit card bill credit card bill payment credit card bill payment via debit card debit card
• Replies: 77
• Forum: Debit Card

• 
• 
• 

 

[ronakshah]

Can anyone confirm it?

Devaluation Thread 'Debit Card option for Credit Card Bill Payment removed from Airtel Thanks App!'

Jan 13, 2025

While attempting to pay my SBI Credit Card bill just now, I observed that the Debit Card payment option is no longer available on the Airtel Thanks App.

It is unclear whether this change is temporary or permanent.

I have verified across multiple accounts, and the Debit Card option appears to have been removed.

• Anindya98
• airtel airtel thanks app bill bill payments credit card credit card bill credit card bill payment credit card bill payment via debit card debit card
• Replies: 77
• Forum: Debit Card

• 
• 
• 

Yes it's removed since today afternoon

 

[RichieRich]

Can anyone confirm it?

Devaluation Thread 'Debit Card option for Credit Card Bill Payment removed from Airtel Thanks App!'

Jan 13, 2025

While attempting to pay my SBI Credit Card bill just now, I observed that the Debit Card payment option is no longer available on the Airtel Thanks App.

It is unclear whether this change is temporary or permanent.

I have verified across multiple accounts, and the Debit Card option appears to have been removed.

• Anindya98
• airtel airtel thanks app bill bill payments credit card credit card bill credit card bill payment credit card bill payment via debit card debit card
• Replies: 77
• Forum: Debit Card

• 
• 
• 

It's already confirmed. Check earlier replies on this post only.

 

[karanssh]

I am also new to unipay. Have paid a few bills. Never failed. Use desktop login. Working day office time better. Pay in tranches. Payment mostly instant. Give atleast 5 working days backup. If transaction reversed during settlement then u can repay again. (Somehow u will get compensated if reversal happened) IYKYK type. Cashback won't reverse. But you should have time and money to pay back in short notice.

I have paid almost 3-4L worth bills via unipay, have had failure only once, and I always pay full amount, never had any problems

 

[MrJJ]

Can u please explain a bit the whole process.
I have used it before. But they were charging fees. Hence stopped. Just wanted to know how you are paying without charges.

I just informed about MCC you were asking, never said there wasn't any charges.

 

[sri_cc]

I had been paying CC bills using UPI and the payments have been almost instant. It gets credited within a few minuts - less than an hour.
Last month I got HDFC Platinum card and I realized that I can get 1% cb upto Rs 750 if I pay using the card.

Now, if I use SBI Unipay and HDFC DC to pay the bill, how long does it take to reflect the payment? I have seen that in many cases, the payment fails and the amount gets returned.
I had read in some thread that the safe way is to pay on a working day during office hours (somewhere between 10 am - 4 pm)
Also, it looks like it will take 2-3 days to reflect the payment. Is that right? Trying not to run into last-minute problems since this is my first time paying using DC.

My experience with SBI Unipay has been very good. I never followed any such timings and I don't remember any transaction ever getting failed or being reversed. Almost all the banks reflect the transaction immediately. It might take 2-3 days to settle but I get the SMS for amount credited almost within 2-3 mins and at max 20 mins.

 

[CardTox]

Airtel . .

irtel tanks removed debit card option to pay cc bill!

 

[Rocky Bhai]

To whom so ever it may concern about unipay txn failure paid 30L bill till date with just 2 3 txn failure

 

[6ix9ine]

Shuru bhi unipay se hua tha, khatam bhi unipay par hi hoga 🥳🎉