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Less known CC for utility MCC 4900

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
hs23new said:
What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, SBI, IDFC, Yes, Amex. Since I already have the best cards from these banks and planned upto 10L spends on each cards, I want to use other bank cards for utility.

Updated list:
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
Au Zenith Plus (5900 / fee waiver on 8L) 2.3% on 75k monthly spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2%
Standard Chartered Smart - 2% upto 50k spends
HSBC Cashback - 1.5%
Kotak Myntra - 1.25%
Bob Snapdeal - 1.25%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
CSB Jupiter Rupay CC LTF - 1% - 2%
IndusInd Pinnacle LTF - 0.7%


Anything else?
Click to expand...
Axis Ace - 2%
Axis FreeCharge - 1% (or 5% vi FreeCharge app bill payments)
 
@D₹V @4uziaul Any other suggestions
hs23new said:
What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, Yes, Amex. Since Amex is not accepted and I already have planned 10L annual spend on HDFC DCB, Axis Atlas and Yes Reserve, I want to use other bank cards for utility.

Updated list:
SBI Vistara Prime - 4-5% (incl milestone tickets)
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
IDFC Vistara - 3%
IDFC Wealth LTF - 2.5%
Au Zenith Plus (5900 / fee waiver on 8L) 2.3% on 75k monthly spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2%
Standard Chartered Smart - 2% upto 50k spends
HSBC Cashback - 1.5%
Kotak Myntra - 1.25%
Bob Snapdeal - 1.25%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
CSB Jupiter Rupay CC LTF - 1% - 2%
IndusInd Pinnacle LTF - 0.7%


Anything else?
Click to expand...
@D₹V @4uziaul Any other suggestions?
 
hs23new said:
What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, Yes, Amex. Since Amex is not accepted and I already have planned 10L annual spend on HDFC DCB, Axis Atlas and Yes Reserve, I want to use other bank cards for utility.

Updated list:
SBI ELITE Business - 4%
SBI Vistara Prime - 4-5% (incl milestone tickets)
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
IDFC Vistara - 3%
IDFC Wealth LTF - 2.5%
Au Zenith Plus (5900 / fee waiver on 8L) 2.3% on 75k monthly spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2%
Standard Chartered Smart - 2% upto 50k spends
HSBC Cashback - 1.5%
Kotak Myntra - 1.25%
Bob Snapdeal - 1.25%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
CSB Jupiter Rupay CC LTF - 1% - 2%
IndusInd Pinnacle LTF - 0.7%


Anything else?
Click to expand...
Which app is this for?
 
hs23new said:
What are some best less known CC for utility mcc 4900 with min 1% reward rate AND not from HDFC, Axis, Yes, Amex. Since Amex is not accepted and I already have planned 10L annual spend on HDFC DCB, Axis Atlas and Yes Reserve, I want to use other bank cards for utility.

Updated list:
SBI ELITE Business - 4%
SBI Vistara Prime - 4-5% (incl milestone tickets)
DBS Spark 20 (1770) - 4.95% on 35k monthly spends
IDFC Vistara - 3%
IDFC Wealth LTF - 2.5%
Au Zenith Plus (5900 / fee waiver on 8L) 2.3% on 75k monthly spends
Au Lit LTF (1416 fee for 10X) 2%
Standard Chartered Ultimate (5900) - 2%
Standard Chartered Smart - 2% upto 50k spends
HSBC Cashback - 1.5%
Kotak Myntra - 1.25%
Bob Snapdeal - 1.25%
ICICI Amazon Apay LTF - 1%
Federal bank OneCard LTF - 1%
CSB Jupiter Rupay CC LTF - 1% - 2%
IndusInd Pinnacle LTF - 0.7%


Anything else?
Click to expand...
Au Zenith Plus of 2.3% on 75k monthly spends on utility MCC 4900 . Please confirm if you were able to get bonus reward points using this card for utility payments in monthly milestone program
 
Off Topic : What are some best credit cards preferably Non Amex( More than 3% Reward Rate) for Grocery / Departmental Store OFF LINE Spend (MCC: 5411 & 5399).
If there exist any other thread please share the link. Thanks
 
Last edited:
herefordeals said:
Off Topic : What are some best credit cards preferably Non Amex( More than 3% Reward Rate) for Grocery / Departmental Store Spend (MCC: 5411 & 5399).
If there exist any other thread please share the link. Thanks
Click to expand...
Forgot to mention all spends are offline via POS or QR scan via Rupay UPI.
 
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Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

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