Customers who have selected PayZapp as their 3% merchant on their PIXEL Play card will receive 5% cashback ontheir SmartBuy spends via PayZapp
SmartBuy cashback cannot be clubbed up with other 5%, 3% and 1% merchant cashbacks being offered on the card.
No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.
https://www.hdfcbank.com/content/bb.../Terms-and-Conditions-ZappMax-Credit-Card.pdf