List of UPI Apps which does not need SMS Permission

[Deleted member 26954]

Recently, i came to know that SMS permission is not mandatory for UPI apps and it is required only at the time of registration. Only phone permission is mandatory all the times....I checked most of the UPI apps and all of them need SMS permission. I am looking for UPI app without SMS permission.

Some apps work without SMS permission for a day or two but again ask for SMS permission.

Till now, I have found only one UPI app which works without SMS permission and they also mention that it is not mandatory to provide SMS permission. The app is Samsung Wallet

If you know any other UPI app which does not need SMS permission, please share.

 

[Centurion_wala]

Some dc work in PayZapp but settlement time could vary

Can you give a rough idea for settlement time of these 4 banks: HDFC, SBI, ICICI and Axis?

 

[Aniket]

Update: One another good feature is also disappeared, we can't check other party's bank's name and last 4 digits of account number which is used to be displayed on message section, on clicking particular txn between that individual.

Now it's gone too. Either we send or receive. Disgusting 🤮

 

[SSV]

Can you give a rough idea for settlement time of these 4 banks: HDFC, SBI, ICICI and Axis?

not too long, about 2 working days on an average..

 

[Aniket]

How to delete all data from Paytm and close the account?

You can deregister from Paytm and ask if they do but I don't think, deletion is possible. Paytm's customer support worst and to reach them is very very hard one can think of. Twitter works sometimes but not always and in a good way.

Also, not possible to request deletion from developer team either. It can be deleted in case of Phonepe, G-Pay, Payzaap through this method.

Also, is there any app which allows CC bill payment with DC and fast settlement?

Yes, there are many...Cred, Cheq.

Give and try with small amount firstly.

 

[Aniket]

It’s out of excess fear now for paytm , they are rattled now , once dust settles , slowly slowly things become normal

I don't think so. Paytm's gone now.

 

[SSV]

Now it's gone too. Either we send or receive. Disgusting 🤮
View attachment 51956

I don't think so. Paytm's gone now.

 

[Aniket]

View attachment 51960

Have you updated your Paytm's UPI Id?

 

[SSV]

Have you updated your Paytm's UPI Id?

No I didn’t

 

[SSV]

Have you updated your Paytm's UPI Id?

My UPI id is : phone number @paytm

 

[SSV]

To my surprise, Paytm has even withdrawn UPI International feature after rolling out new update, which was available earlier at Profile> UPI and Payment Settings> UPI Settings. Near to UPI payment requests and UPI automatic payments.

Not only this, it's also removed (sent to particular bank's logo) which was removed before also once and then added and then again removed this time.

View attachment 51749


View attachment 51750
We can't even check on sending or receiving money, other party bank's name & last 4 digits of account number. It's used to be under UPI's ID of sender/receiver in message section>particular individual> after clicking on particular txn.

Few months/ yr ago, dynamic QR option was also removed. 😂

Main feature: Customisation of UPI ID with letter was removed and forcefully shifted/ migrated primary UPI ID with Phone Number@Ptxxc though UPI number is already set to Phone number linked on Paytm itself.

Degrading the features and app day by day.

Guys can you confirm the same?
@SSV @hundredth @panchabhut

When Paytm payments bank is within in house, they have all this luxury.
Now need to depend on third party..
They must re architect the systems..
They need to figure out how to work with in the new architecture. Takes time . Calm down

 

[Aniket]

My UPI id is : phone number @paytm

That's why it's reflecting may be.
However, I have also received on PhoneNumber@paytm, though lack of info.

Even sent no info on payment sucessful page either. Earlier, it's not used to be like this. Primary UPI ID: phone number@Pthdfc. 😂
Not showing the txn is even transaction history.

 

[Aniket]

No I didn’t

Good then don't update it. 😂

 

[SSV]

Good then don't update it. 😂

I don’t and I don’t do these kinds of stuff generally when any changes are happening to my systems such as
1) integrating with some new systems
2) consolidation
3) migration
4) scaling down etc
Unless absolutely necessary

 

[SSV]

Good then don't update it. 😂

I don’t and I don’t do these kinds of stuff generally when any changes are happening to my systems such as
1) integrating with some new systems
2) consolidation
3) migration
4) scaling down etc
Unless absolutely necessary

Basically when something is working I don’t modify it unless it’s broken…
I keep it as long as it works..
If I know for sure I get some new benefits then I will modify..
In essence ,don’t break it when it is working

 

[Aniket]

Basically when something is working I don’t modify it unless it’s broken…
I keep it as long as it works..
If I know for sure I get some new benefits then I will modify..
In essence ,don’t break it when it is working

I too have this attitude but never expected something negative like this was hopping to not get triggered with some failure txn and refunds.

And none pointed the cons like this though I have tried after few good number of days.

Thought good to go now, because of lack of complaints...

 

[SSV]

I too have this attitude but never expected something negative like this was hopping to not get triggered with some failure txn and refunds.

And none pointed the cons like this though I have tried after few good number of days.

Just yesterday, my cc payment got failed and triggered refund aafter initial successful transaction message .. very strange..
So they are having some challenges in getting their integration work to function smoothly..
I won’t touch them for another month

 

[Mruseless]

Recently, i came to know that SMS permission is not mandatory for UPI apps and it is required only at the time of registration. Only phone permission is mandatory all the times....I checked most of the UPI apps and all of them need SMS permission. I am looking for UPI app without SMS permission.

Some apps work without SMS permission for a day or two but again ask for SMS permission.

Till now, I have found only one UPI app which works without SMS permission and they also mention that it is not mandatory to provide SMS permission. The app is Samsung Wallet

If you know any other UPI app which does not need SMS permission, please share.

Follow few steps... Click on the profile section,on left side of your phone.. then profile settings,then manage notification,now you get the same page which I posted below

 

[itzmycard]

Yes. PayTm stopped showing bank ac details of upi ids after 16th April onwards. And I have not even activated the new upi ids (@pt..)

 

[NTT]

You can deregister from Paytm and ask if they do but I don't think, deletion is possible. Paytm's customer support worst and to reach them is very very hard one can think of. Twitter works sometimes but not always and in a good way.

Also, not possible to request deletion from developer team either. It can be deleted in case of Phonepe, G-Pay, Payzaap through this method.

View attachment 51958

Yes, there are many...Cred, Cheq.

Give and try with small amount firstly.

Hi.. please share more on this deletion method. How should one proceed to get data deleted in apps which offer this facility.

If you can list out steps (or screenshots) that would help.

 

[NTT]

Hi.. please share more on this deletion method. How should one proceed to get data deleted in apps which offer this facility.

If you can list out steps (or screenshots) that would help.

hello @#aniket Please share.