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Loot - You will regret it if you don't open this post (Biggest Credit Card bill Payment Loot) - ⚠️ your money will get Stuck

Question is, now someone needs to list down which card is most beneficial for loading Amazon pay and surpassing the 2.15% charges,
Everyone knows inf, and.
HDFC Infinia on Smartbuy gives nearly 12.71% return.
Magnus Burgundy on Giftedge gives 9.6% return
 
Once payment reaches to card account then game over to get that money out
No, thats not the case.
Jio Finance app reverted 100 rupees IndusInd payment after the due date. Because of this net payment called below the total due IndusInd charged me non payment dues and GST on it.
 
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