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LTF BOB Eterna Credit Card

jetesh

TF Legend
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis.

eterna-web-banner-14.webp

For more details visit: https://www.bobcard.co.in/credit-card-types/eterna

Credit Card features:
 

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Please anyone suggest bob card closed last month bill generation date is 1 Dec-25 means today
when should i send email them to remove the pan? There is a chance to remove now ?
 
I have cibil 770+ and also salary above 13L.
But they are only giving options of LTF Easy and Select only. Any idea how to proceed for LTF Eterna?
I never had any BOB cards before this.
 
I already have lifetime free Premier credit card, so I request for upgrade.
Reply received

We understand your interest in upgrading your existing credit card to the BOBCARD LTF ETERNA variant and appreciate your continued trust in us.

Please note that the Lifetime Free (LTF) offer for the ETERNA Credit Card is currently available exclusively for our Masterstroke and Radiance customers.

For other eligible customers, we would be glad to process the upgrade to the ETERNA (paid variant)
Latest update
When I again escalated this they replied back.

Dear Sir/Madam,

Greetings for the day.

We would like to inform you that the ETERNA LTF offer is available only for new applications or fresh card issuance ,there is no such offer for card upgrade into eterna LTF.

Thank you for your cooperation.

Assuring you of our best services.

They are changing their own statements.
 
Latest update
When I again escalated this they replied back.

Dear Sir/Madam,

Greetings for the day.

We would like to inform you that the ETERNA LTF offer is available only for new applications or fresh card issuance ,there is no such offer for card upgrade into eterna LTF.

Thank you for your cooperation.


Assuring you of our best services.

They are changing their own statements.
Many existing card holders got ETERNA LTF upgrade from Premier LTF.

Your salary should be more than 1 lakh per month, good cibil scoree, you spend more than 1 lakh last 12 months in your existing BOB card.
 
they would have mentioned 4 working days but mostly should get it within 2 days and card should reach you in 3-5 days from confirmation if approved
btw, after vkyc, you need to submit the application which was new to me as normally for other CCs, after vKYC you will get email or sms confirmation but here after submitting the application only it will say something like thanks for submitting and we will get back in 4 working days etc
 
btw, after vkyc, you need to submit the application which was new to me as normally for other CCs, after vKYC you will get email or sms confirmation but here after submitting the application only it will say something like thanks for submitting and we will get back in 4 working days etc
Yes I submitted the application.

Also will there be any physical or telephonic verification?
 
One of my friends was applying for a BOB credit card. The day before yesterday, after completing the DigiLocker KYC, he got a server error.

Then yesterday, after entering his salary details and company name, the status suddenly changed to “Application on Hold.” The error message also said that someone from BoB will contact him, but he wants to complete the entire application online only and avoid any offline steps.
 

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