2.5L after taxes for Emerald PVC LTF and 3L after taxes for Emerald Private Metal FYF. Hard to get metal LTF.
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LTF premium cards
- Thread starter nishant.jvk
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I've heard this once before, but my RM or Branch manager tells me different
What's your source on this, did you get this card yourself ?
not me but my brother has PVC LTF. His salary account is also with ICICI. I am trying for Metal card so far no positive response since salary criteria is not matching
Your brother works for a company with Corporate tie up ?
Earlier his salary account was with Citi. Since Citi moved out of India, he opened a new ICICI savings account on his own online and did KYC and all. After 3 months he moved from Citi to ICICI and converted savings account to Salary account. Currently his account is ICICI wealth account. His company is having tie up with HDFC, ICICI and SC for salary credits. Not sure if that helped in any way to get LTF PVC.
I'm thinking it's due to corporate tie up, Otherwise a lot of people could easily get Emerald PVC LTF, but that's not the case
I don't think so. Even my salary account is ICICI since 2020 and my RM is a lady who is very helpful. Although I work in Tier 1 city but salary account is in my hometown which is Tier 2 city. She always answers my calls if I ever dial and regularly updates me via WhatsApp on any follow-ups or status updates. She got me Sapphiro Dual variant LTF and at the same time she told to wait for 6 months, and I can get Emerald PVC FYF. But after coming to this forum, I have read that many got PVC LTF with 2.5L after taxes salary. Currently she can get me PVC LTF as I meet 2.5L criteria but I am pushing for private metal.
Well there're many on this forum who have 2.5L+ salary but couldn't get Emerald PVC LTF,
So probably it depends
So but wait, you're sure about this, anyone with a Salary of 2.5L/mo. gross can get Emeralde PVC LTF ?
And Corporate tie up or Govt job not required?!
Is there any other requirements like salary account with ICICI or anything?
Also may i ask what was the salary requirement for Saphiro LTF ?
For Sapphiro there was no salary requirement. It was showing as paid for me in iMobile app so I called my RM and said I want it as LTF and not interested in any fees based card. She checked in her system and I got one OTP which I shared over the call. She checked and immediately informed me that Im eligible for LTF with 9 lakh limit. I double checked with her if its indeed lifetime she said yes. She processed and I got the card within 5 days. iMobile started showing the card on 3rd day after sharing OTP.
Nice, btw you mentioned salary account for 5 yrs, can you tell me if your account is select or wealth ?
How much salary(if you're comfortable in sharing, ballpark figure would do) ?
Mine is ICICI wealth. Net credit >2.5L per month but less than 3L
cardio_guy
TF Ace
I think If you spend on Sapphiro more than 1L per month for 6 months, then Emeralde LTF will appear on the imobile app. I am trying for that now.
Salary is not 2.5L+ so I cannot push through that route.
Salary is not 2.5L+ so I cannot push through that route.
Interesting, anyone reported this ?
I don’t think so. My expenses have been >1L almost every month still showing as paid.
cardio_guy
TF Ace
When I called RM, he told salary must be more than 4L for it to be LTF. That's a very high bar.
That's still better than my RM telling me 2 Cr TRV, That's just insane
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