LTF Sapphiro/Emerald credit card

[sauchadh]

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

 

[xiddy]

Being a wealth management customer, was able to get LTF Sapphiro. TBH, it is useless given the fact many entry level cards offer better returns than it. Making transaction of 100 bucks once every 3-4 months just to keep it active.

How did you apply for it? I opened a wealth management account recently with a 10L deposit.

 

[xiddy]

For sapphiro LTF the criteria are
1. Salary more than 2 lakh in listed company
2. TRV of 1 crore or account balance of 50 lakh
3. Vehicle loan of 10 lakh
4. Home loan of 1 crore
5. New to bank customers can get preapproved within 2-3 months by opening a wealth account with initial deposit of 10 lakhs

You can try your bargaining power also. But they are not giving with salary less than 2 lakhs

How does option 5 work? I opened a wealth account with that deposit recently.

 

[djrocky]

Mastercard + Amex

Just received dual variant though relationship manager confirmed initially about master card only. Can you tell how this is better ?

 

[jack333]

How does option 5 work? I opened a wealth account with that deposit recently.

Manager has to get approval. You should have bargained before opening the wealth account

 

[xiddy]

Manager has to get approval. You should have bargained before opening the wealth account

They offered to waive the joining fees, so I refused. That card is not worth the annual charges. I only wanted it for the PP/DF card it came with 😂

 

[noobdipesh]

How does option 5 work? I opened a wealth account with that deposit recently.

@xiddy what if someone have more than 3 lakh salary but he is self employed.

 

[Bodhi]

Just received dual variant though relationship manager confirmed initially about master card only. Can you tell how this is better ?

Did you receive new Sapphiro cards (issued for the first time) on both the platforms - Master as well as Amex @djrocky ? Or was it reissued because of expiration date, etc.?

Thank you

 

[djrocky]

Did you receive new Sapphiro cards (issued for the first time) on both the platforms - Master as well as Amex @djrocky ? Or was it reissued because of expiration date, etc.?

Thank you

Applied and issued first time only.

 

[xiddy]

@xiddy what if someone have more than 3 lakh salary but he is self employed.

I have no idea.

 

[Bodhi]

Applied and issued first time only.

Around which date were you issued these cards? And, on what basis, please (NRV, ITR, Pre-approved, etc.)?

Thank you @djrocky

 

[djrocky]

Around which date were you issued these cards? And, on what basis, please (NRV, ITR, Pre-approved, etc.)?

Thank you @djrocky

This week only.
LTF basis salary credit from listed company

 

[Rahul Gupta]

Around which date were you issued these cards? And, on what basis, please (NRV, ITR, Pre-approved, etc.)?

Thank you @djrocky

+1

 

[wolfdalalstreet]

I think icici has discontinued providing double card variants.

Got Sapphiro LTF. Can someone please explain why two cards - Amex & Mastercard?

Got Sapphiro LTF with two cards delivered.

www.technofino.in

 

[CardUser28]

I am getting paid upgrade for Sapphiro in mobile app, should i go with it for a year (will close this before renewal) from APay card as i already have additional MMT Signature card from ICICI. I already have SBI Cashback card so i dont use Apay card that much anyway?

 

[Batmanbaba]

I am getting paid upgrade for Sapphiro in mobile app, should i go with it for a year (will close this before renewal) from APay card as i already have additional MMT Signature card from ICICI. I already have SBI Cashback card so i dont use Apay card that much anyway?

Its a useless card..... For what u pay.. There are ltf cards giving better benefits thatn this.... Only good is lounge access... Nothing else....

 

[Bodhi]

This week only.
LTF basis salary credit from listed company

Thank you @djrocky

 

[noobdipesh]

For sapphiro LTF the criteria are
1. Salary more than 2 lakh in listed company
2. TRV of 1 crore or account balance of 50 lakh
3. Vehicle loan of 10 lakh
4. Home loan of 1 crore
5. New to bank customers can get preapproved within 2-3 months by opening a wealth account with initial deposit of 10 lakhs

You can try your bargaining power also. But they are not giving with salary less than 2 lakhs

Can anyone explain me option 2 ? And what is difference between TRV and NRV? And for how much time we have to maintain a account balance of 50 lakh and I have icici saving account, does that matter?

 

[jack333]

Only Rm can clarify. They can give LTF Sapphiro with new wealth account too with 10 lakh deposit if they want. Everything depends on your branch and manager

 

[noobdipesh]

Only Rm can clarify. They can give LTF Sapphiro with new wealth account too with 10 lakh deposit if they want. Everything depends on your branch and manager

Do you know For how much time we have to maintain 50 lakh to get LTF sapphiro?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Do you know For how much time we have to maintain 50 lakh to get LTF sapphiro?

With 50 lakh maintainence , push for emeralde not Sapphiro