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LTF Sapphiro/Emerald credit card

sauchadh

TF Select
VIP Lounge
I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.
 
For sapphiro LTF the criteria are
1. Salary more than 2 lakh in listed company
2. TRV of 1 crore or account balance of 50 lakh
3. Vehicle loan of 10 lakh
4. Home loan of 1 crore
5. New to bank customers can get preapproved within 2-3 months by opening a wealth account with initial deposit of 10 lakhs

You can try your bargaining power also. But they are not giving with salary less than 2 lakhs
 
I am holding 'LTF HPCL Coral Credit Card'. My Internet Banking Profile is currently reflecting an offer to upgrade to the paid version of 'Sapphiro Credit Card'.

Subsequently, I mailed headcreditcards@icicibank.com asking them to provide me with 'LTF Sapphiro CC'. I have cited my excellent credit history as well as attached my statement ( Higher Credit Limit than ICICI ) of 'HDFC's LTF DCB CC ( Recently acquired under Alumni Program )'.

They replied me back mentioning my INELIGIBILITY for 'LTF Sapphiro' and instead offered me an upgrade to 'LTF Rubyx'.

Should I accept the offer or should I push more by writing to the bank's PNO ? Any other suggestions ?

If I escalte it to PNO, 'LTF Rubyx' offer still stands, right ?
Why exactly you mailed to them because they rejected my mail for ltf rubyx or sapphiro
 
Yesterday I got a call from icici and he told me that there is no such offer for LTF credit card/s even I told him I have a itr of 35 lakhs and i also have account and a apay credit card with icici but he told the same thing. I am a self employed and is there anyone here who got a lifetime free credit card despite of being self employed? And if you have any idea regarding it, please help me.
 
If you are in the listed companies you can get rubyx for salary more than 1 lakh and Sapphiro for salary more than 2 lakhs and Emeralde for more than 3 lakhs. Some people got Sapphiro with wealth account too
 
If you are in the listed companies you can get rubyx for salary more than 1 lakh and Sapphiro for salary more than 2 lakhs and Emeralde for more than 3 lakhs. Some people got Sapphiro with wealth account too
First of all as I mentioned earlier I am self employed . And when I got a call after d-ming them on Twitter, cc executive told me there is no such offer without even asking that my profession . What should I do?
 
First of all as I mentioned earlier I am self employed . And when I got a call after d-ming them on Twitter, cc executive told me there is no such offer without even asking that my profession . What should I do?
You may tell that some of your friends got the LTF based on payslip/ITR and share your ITR to them via email.
 
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