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LTF Sapphiro/Emerald credit card

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sauchadh

sauchadh

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I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.
 
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For sapphiro LTF the criteria are
1. Salary more than 2 lakh in listed company
2. TRV of 1 crore or account balance of 50 lakh
3. Vehicle loan of 10 lakh
4. Home loan of 1 crore
5. New to bank customers can get preapproved within 2-3 months by opening a wealth account with initial deposit of 10 lakhs

You can try your bargaining power also. But they are not giving with salary less than 2 lakhs
 
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Rocky Balboa said:
I am holding 'LTF HPCL Coral Credit Card'. My Internet Banking Profile is currently reflecting an offer to upgrade to the paid version of 'Sapphiro Credit Card'.

Subsequently, I mailed headcreditcards@icicibank.com asking them to provide me with 'LTF Sapphiro CC'. I have cited my excellent credit history as well as attached my statement ( Higher Credit Limit than ICICI ) of 'HDFC's LTF DCB CC ( Recently acquired under Alumni Program )'.

They replied me back mentioning my INELIGIBILITY for 'LTF Sapphiro' and instead offered me an upgrade to 'LTF Rubyx'.

Should I accept the offer or should I push more by writing to the bank's PNO ? Any other suggestions ?

If I escalte it to PNO, 'LTF Rubyx' offer still stands, right ?
Click to expand...
Why exactly you mailed to them because they rejected my mail for ltf rubyx or sapphiro
 
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Yesterday I got a call from icici and he told me that there is no such offer for LTF credit card/s even I told him I have a itr of 35 lakhs and i also have account and a apay credit card with icici but he told the same thing. I am a self employed and is there anyone here who got a lifetime free credit card despite of being self employed? And if you have any idea regarding it, please help me.
 
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If you are in the listed companies you can get rubyx for salary more than 1 lakh and Sapphiro for salary more than 2 lakhs and Emeralde for more than 3 lakhs. Some people got Sapphiro with wealth account too
 
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jack333 said:
If you are in the listed companies you can get rubyx for salary more than 1 lakh and Sapphiro for salary more than 2 lakhs and Emeralde for more than 3 lakhs. Some people got Sapphiro with wealth account too
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First of all as I mentioned earlier I am self employed . And when I got a call after d-ming them on Twitter, cc executive told me there is no such offer without even asking that my profession . What should I do?
 
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noobdipesh said:
First of all as I mentioned earlier I am self employed . And when I got a call after d-ming them on Twitter, cc executive told me there is no such offer without even asking that my profession . What should I do?
Click to expand...
You may tell that some of your friends got the LTF based on payslip/ITR and share your ITR to them via email.
 
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