LTF Sapphiro/Emerald credit card

[sauchadh]

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

 

[harsh42s]

Can we get complimentary Sapphiro Amex for Visa cards?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Can we get complimentary Sapphiro Amex for Visa cards?

No
Amex comes in dual variant with MC

 

[harsh42s]

No
Amex comes in dual variant with MC

Any incremental benefit of AMEX + MC vs Visa variant?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Any incremental benefit of AMEX + MC vs Visa variant?

The benefits gets doubled , lounge access , golf access , BMS offer

 

[anirban.choudhuryanirban.choudhury is verified member.]

The benefits gets doubled , lounge access , golf access , BMS offer

For lounge and golf I need to get a confirmation , for bms it’s confirmed
Through Amex you get cashback , through MC you get instant discount

 

[panu24]

Is this ICICI Amex variant card of rubyx/sapphiro easily used anywhere?

 

[jack333]

For lounge and golf I need to get a confirmation , for bms it’s confirmed
Through Amex you get cashback , through MC you get instant discount

It's written on their website benefits will be shared between dual variant cards. Can you confirm these are separate for each?

 

[anirban.choudhuryanirban.choudhury is verified member.]

It's written on their website benefits will be shared between dual variant cards. Can you confirm these are separate for each?

As I said , for bms it’s tried and tested for lounge and golf will need to verify .

 

[jack333]

On bookmyshow app its mentioned Sapphiro visa bogo offer twice a month and Sapphiro mastercard only once a month maybe because it's shared with amex. Even mastercard Emeralde has half that of visa Emeralde

 

[anirban.choudhuryanirban.choudhury is verified member.]

On bookmyshow app its mentioned Sapphiro visa bogo offer twice a month and Sapphiro mastercard only once a month maybe because it's shared with amex. Even mastercard Emeralde has half that of visa Emeralde

Not sure about this post , but people I know have already used this on BMs and confirmed the same to me .
For me I use Magnus and emeralde for BmS offers

 

[anirban.choudhuryanirban.choudhury is verified member.]

Also the emerald MC you mentioned is probably the private one which is offered in metal , emeralde is offered in 1 variant by default however upon escalation you can get another version also

 

[anirban.choudhuryanirban.choudhury is verified member.]

For lounge I have confirmed from cc , that for dual variant 2 on each is provided rather than 4 on each

 

[Andy1]

For ICICI, Pre-approved offer released for certain NTB(New to bank) PAN's where the history is too good. My wife has got LTF Pre-approved Rubyx although she didn't have any account with icici.

How did you apply for your wife?

 

[thanix]

On bookmyshow app its mentioned Sapphiro visa bogo offer twice a month and Sapphiro mastercard only once a month maybe because it's shared with amex. Even mastercard Emeralde has half that of visa Emeralde

For BMS, Sapphiro BOGO offer was applicable in Amex also but it was not direct free ticket. It will come as cashback. It was written under TnC and verified too. Its sometime back as when you enter AMEX variant number it won't show the offer. Now I am not sure.

 

[anirban.choudhuryanirban.choudhury is verified member.]

For BMS, Sapphiro BOGO offer was applicable in Amex also but it was not direct free ticket. It will come as cashback. It was written under TnC and verified too. Its sometime back as when you enter AMEX variant number it won't show the offer. Now I am not sure.

Yea for Amex it’s a cashback and not instant discount

 

[mgforce]

I was talking with Wealth Select RM and was informed that Emeralde is available LTF for people with TRV > 2 Cr

 

[anirban.choudhuryanirban.choudhury is verified member.]

I was talking with Wealth Select RM and was informed that Emeralde is available LTF for people with TRV > 2 Cr

But few managed it with way less than that
You will have to negotiate a bit

 

[mgforce]

But few managed it with way less than that
You will have to negotiate a bit

I agree, just shared what I heard from my RM when was chasing for Select.

Actually even with Wealth Select (for which TRV ask* is 3 Cr), by default T&C only FYF Emeralde is offered. Whereas here with TRV of 2Cr itself it is offered LTF. This tells, so much of gaps in what they ask and what all can be negotiated

*different thing that it is not mandated or reviewed

 

[anirban.choudhuryanirban.choudhury is verified member.]

I agree, just shared what I heard from my RM when was chasing for Select.

Actually even with Wealth Select (for which TRV ask* is 3 Cr), by default T&C only FYF Emeralde is offered. Whereas here with TRV of 2Cr itself it is offered LTF. This tells, so much of gaps in what they ask and what all can be negotiated

*different thing that it is not mandated or reviewed

Wealth select requires TRV of 3 cr ??

 

[mgforce]

Wealth select requires TRV of 3 cr ??

Yes, heard from RM recently as well as in the past from Head Wealth Management over email (when I asked if my Wealth can be upgraded to Wealth Select)

But then if you open via Initial IP of 10 lakhs and other profile details are correct, they directly open Wealth Select (think for NTB)