LTF Sapphiro/Emerald credit card

[sauchadh]

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

 

[Bodhi]

Yes, heard from RM recently as well as in the past from Head Wealth Management over email (when I asked if my Wealth can be upgraded to Wealth Select)

But then if you open via Initial IP of 10 lakhs and other profile details are correct, they directly open Wealth Select (think for NTB)

@mgforce

Are you sure about initial funding of 10 L for Select?

I thought that was for Wealth Management

 

[Deleted member 8482]

Are account na hoga to pre-approved offer kya udke ayega? Kuch bhi, kuch bhi 😝😝

I have preapproved amazon pay without any account or relationship with ICICI , got preapproved offer by email.

 

[mgforce]

@mgforce

Are you sure about initial funding of 10 L for Select?

I thought that was for Wealth Management

During regular days for a new account with IP cheque - Wealth requires 5L funding, Wealth Select requires 10L funding

And then there are TRV needs - Wealth needs 25 or 30L, Wealth Select needs 300L

 

[jack333]

During regular days for a new account with IP cheque - Wealth requires 5L funding, Wealth Select requires 10L funding

And then there are TRV needs - Wealth needs 25 or 30L, Wealth Select needs 300L

Bro where is this branch which is opening wealth select for 10l. Even if someone comes there by flight it would be a better deal 🤣

 

[Bodhi]

During regular days for a new account with IP cheque - Wealth requires 5L funding, Wealth Select requires 10L funding

And then there are TRV needs - Wealth needs 25 or 30L, Wealth Select needs 300L

Thank you @mgforce

So after the initial funding, like Wealth Management account, even Wealth Select is 0 MAB irrespective of NRV/TRV?

Bro where is this branch which is opening wealth select for 10l. Even if someone comes there by flight it would be a better deal 🤣

I've received similiar information of 10L for Select @jack333

 

[jack333]

Please go ahead. It's a very good deal if you can open with 10l. Is it some new branch or your old one only?

 

[thanix]

During regular days for a new account with IP cheque - Wealth requires 5L funding, Wealth Select requires 10L funding

And then there are TRV needs - Wealth needs 25 or 30L, Wealth Select needs 300L

How much time is given to build TRV?

 

[Wealth is my birth right!]

Will the 10l wealth account get emerald emirates sky card ltf?

 

[mgforce]

Bro where is this branch which is opening wealth select for 10l. Even if someone comes there by flight it would be a better deal 🤣

Couple of branches in Mumbai. I was able to negotiate further lower 🙂

 

[mgforce]

How much time is given to build TRV?

Depends on RM/BM - but 2 quarters easily, in best case upto 1 year

 

[mgforce]

Thank you @mgforce

So after the initial funding, like Wealth Management account, even Wealth Select is 0 MAB irrespective of NRV/TRV?


I've received similiar information of 10L for Select @jack333

You need to read between the lines too! Anyways... for you...

All premium accounts like ICICI Wealth / Wealth Select / HDFC Imperia / Axis Burgundy / IndusInd Pioneer - they are Zero Balance till the time account status is there.

TRV/NRV helps maintaining status and avoiding downgrade. Remember, downgrade is done by Bank - once downgrade done, all charges happen as per the lower Tier.

 

[mgforce]

Will the 10l wealth account get emerald emirates sky card ltf?

No

At best you can get FYF

 

[jack333]

For premium card account variant has nothing much to do your TRV and bargaining skills matter

 

[anirban.choudhuryanirban.choudhury is verified member.]

Will the 10l wealth account get emerald emirates sky card ltf?

Nope
If you maintain the 2cr NRV then easily they will give emeralde , but still can’t say about emirates emeralde

 

[Wealth is my birth right!]

Nope
If you maintain the 2cr NRV then easily they will give emeralde , but still can’t say about emirates emeralde

Thanks for the info
Big dream but to make it happen a big big nrv required
Btw what’s card fee if I am fine to pay also floor limit

 

[jack333]

12k for Emeralde and 10k for emirates Emeralde

 

[Wealth is my birth right!]

12k for Emeralde and 10k for emirates Emeralde

Done thanks

 

[anirban.choudhuryanirban.choudhury is verified member.]

12k for Emeralde and 10k for emirates Emeralde

Yea
But emirates is a co brand card
LTF is more difficult than emeralde as per my experience

 

[drshenoy]

Also, Once you have Emeralde, you can get VIP Channel access in Technofino

I have Infinia, Magnus, Kotak white reserve... still no VIP lounge access in TechnoFin

 

[thanix]

It is showing you are VIP lounge member. Just go to that section.