March 2023 | Best Credit Cards for Wallet Loads after devaluation

[Wealth is my birth right!]

In the statement (below screenshot is old one but same process till today).

View attachment 12429
10x calculated in the statement only.

Thanks for sharing
So we spend and sit back relax till statement

 

[ak93]

In the statement (below screenshot is old one but same process till today).

View attachment 12431
10x calculated in the statement only.

Hope you know that with 60K spends your reward rate is 2% only.

Yeah 2% is fine since I used it to load to wallet to pay CC bill 😅

 

[ak93]

So far paytm cool with this, right? no surcharge or blocking accounts?

I think surcharge information available next month otherwise its good (just don't want to block that wallet). 🙂

Nothing so far!

 

[Wealth is my birth right!]

So far paytm cool with this, right? no surcharge or blocking accounts?

I think surcharge information available next month otherwise its good (just don't want to block that wallet). 🙂

Yes Paytm is my all time favorite as of now I did several lakh usages for cc to cc

 

[Lord Of Darkness]

How much have you used your IDFC wealth card for loading to paytm so far ? I have been using SC ultimate, so thinking will mix it up with IDFC wealth too 🙂

 

[jack333]

Is millenia credit card giving 5 % on payzapp wallet load?

 

[SJ13]

Is millenia credit card giving 5 % on payzapp wallet load?

On Wallet Give 1% but Spend Utility, recharge etc give 5%

 

[drshenoy]

I genarally use amex to meet 20K milestone for MRCC, then amex platinum travel to reach 4L milestone and after that idfc first wealth.

is MRCC really worth for wallet loading?

 

[drshenoy]

RBL Vcard is good for wallet loading. I have upto 20K per month, no rewards, but no loading fee too. i am using this for last 2 years

 

[Wealth is my birth right!]

is MRCC really worth for wallet loading?

Amex is the only one that is giving points for wallet loading all time through the year

 

[drshenoy]

Amex is the only one that is giving points for wallet loading all time through the year

is it worth considering the fee charged by paytm for loading

 

[Md Kaif]

But in credit card page they clearly mentioned that 'wallet' transactions also earns cashback points. I can only confirm once my cahsback points gets credited. I only have 7-8 transactions in my Millennia CC this month, so can cross verify whether wallet transactions got any points or not once they get credited.

i did a 20k transaction at payzapp wallet and 200 reward points were created to my account yesterday as 1% benefit

 

[rohitpgarg]

You can pay to any BHIM UPI QR, but has a limit of 200 per transaction. Paytm wallet balance and UPI Lite balance are totally different.

Paytm UPI lite is paid from wallet balance?

Can UPI lite be used to pay any BHI UPI QR code?

 

[Anil_Singh]

Paytm UPI lite is paid from wallet balance?

Can UPI lite be used to pay any BHI UPI QR code?

1) No. You need to add money from bank account to UPI Lite. You can add money only from UPI Lite linked bank account, not from other bank accounts.
2) Yes. All QR Codes are supported.

 

[evilz]

I use SBI Elite (1.7% reward rate if you can reach the 10L milestone) and Amex MRCC for the 4k limit on Paytm(I have 2 paytm accounts).

 

[SSV]

Are we still getting 1% cashback on Paytm Wallet load transactions using Amazon Pay ICICI card??
Thanks in advance..

 

[SSV]

Spoke with APAY CS, and confirmed that Wallet load to Paytm earns 1% cashback using APAY ICICI CC....

 

[saucy]

Spoke with APAY CS, and confirmed that Wallet load to Paytm earns 1% cashback using APAY ICICI CC....

Isn't there a convenience fee?

 

[SSV]

Isn't there a convenience fee?

Paytm charges 2.5 to 3.3 % convenience fee.
At the same time Paytm offers 1.5 % to 2.% to Load wallet using CC for a limited number of times during a month.
ICICI gives back 1% Apay balance
and lastly using HDFC bank DC to pay CC gives 1% back.
So it is almost break even.....

 

[NikTravelEnthusiast]

Paytm charges 2.5 to 3.3 % convenience fee.
At the same time Paytm offers 1.5 % to 2.% to Load wallet using CC for a limited number of times during a month.
ICICI gives back 1% Apay balance
and lastly using HDFC bank DC to pay CC gives 1% back.
So it is almost break even.....

Paytm cashback is in the form of Fuel cashback. You can use only during fuel refil.
Catch is, not all petrol pumps accept paytm wallet.