Money back to Milliniea card

[JoshuaJebaraj]

Hey folks,

I recently received an HDFC card offer, which includes the MoneyBack+, Tata Neo Plus, and Indian Bank Oil card. I am interested in getting the Millenia card as a lifetime free (LTF) option. When I inquired with the bank, they advised me to choose the MoneyBack+ card for this month. They mentioned that if I provide my payslip and spend 1 lakh in the first year, they will upgrade it to the Millenia card next month, making it LTF. I also asked if they could email me to provide assurance about the upgrade to the Millenia card next month, but they said they can't do that from their end. I am now confused about whether I should proceed with the MoneyBack card or wait for the Millenia card.

 

[John123]

Never proceed with moneyback if you want millenia. Just wait for 2-3 months you will get better offers.

 

[Gautam3]

Hello, I applied online for HDFC Millenia but got a business moneyback card. i don't know what to do can anyone please give me advice on what should i do? i keep using business moneyback card for few months and when i get an upgrade than i go with Millenia if i get the Millenia offer for an upgrade? or i just not activate this moneyback card and wait for 3 months and apply again for millenia card?

 

[InsaneYuvi]

Hello, I applied online for HDFC Millenia but got a business moneyback card. i don't know what to do can anyone please give me advice on what should i do? i keep using business moneyback card for few months and when i get an upgrade than i go with Millenia if i get the Millenia offer for an upgrade? or i just not activate this moneyback card and wait for 3 months and apply again for millenia card?

Don't activate it, they won't upgrade anytime soon, i am also stuck with moneyback for the past 7 months.

 

[Gautam3]

Don't activate it, they won't upgrade anytime soon, i am also stuck with moneyback for the past 7 months.

bro, this moneyback card i did not receive yet, just showing on my HDFC app today, i have Amazon pay card with a 50k limit and a Flipkart card with a 30k limit. but on Amazon for most of the products, i see many offers for HDFC card. but i don't know if my business moneyback is eligible for this offers like an instant 10% Discount on amazon?

 

[InsaneYuvi]

bro, this moneyback card i did not receive yet, just showing on my HDFC app today, i have Amazon pay card with a 50k limit and a Flipkart card with a 30k limit. but on Amazon for most of the products, i see many offers for HDFC card. but i don't know if my business moneyback is eligible for this offers like an instant 10% Discount on amazon?

well I have the simple moneyback + card not the business one, so I don't know about that but I think it will be eligible.

 

[cryoengine]

bro, this moneyback card i did not receive yet, just showing on my HDFC app today, i have Amazon pay card with a 50k limit and a Flipkart card with a 30k limit. but on Amazon for most of the products, i see many offers for HDFC card. but i don't know if my business moneyback is eligible for this offers like an instant 10% Discount on amazon?

business moneyback works for offers on Amazon/Flipkart. There was a problem with some hdfc rupay bin cards but I think all fixed now. Also, all the moneyback variants are useless in terms of rewards/cashback. The only value is that it is a core card and you can get other hdfc co-branded cards easily.

 

[Gautam3]

business moneyback works for offers on Amazon/Flipkart. There was a problem with some hdfc rupay bin cards but I think all fixed now. Also, all the moneyback variants are useless in terms of rewards/cashback. The only value is that it is a core card and you can get other hdfc co-branded cards easily.

But this business money back card limit is 74k still I think it's better I don't accept the moneyback card from the courier person at the delivery or dont activate the card.

 

[yogesh498]

Have business money-back & infinity card both Ltf and have around 1.6L limit. Now I am getting upgrade notification of biz grow card!🥴
How do I ask for millennia Ltf cc? I have hdfc bank account also from last 2-3 years.