Upgrade offer from money back to milinia

[shahmushtaq]

I have received an offer of upgrade from money back to milinia first year free. Should I opt it or is there any chance to get it life time free

 

[Fini7777]

I have received an offer of upgrade from money back to milinia first year free. Should I opt it or is there any chance to get it life time fr

it's better u should wait for LTF they'll apply that LTF within a few days or u can also opt for FYF but u have to convert it to LTF based on spends and relationship with bank

 

[anisharya16]

You could wait until you get it as LTF, but Millennia is a good card to buy Amazon vouchers through Amazon app and get 5% CB and also a step closer to climb the ladder with fee waiver at 1L which is easy to achieve.

Bro, plz explain this. Total return % in this case?

 

[dealminer]

yeah just 4 month old but prior that i had ltf moneyback for 8 years

I still hav money-back with 12L limit and fyf upgrade to regalia gold, waiting for ltf upgrade.
13 + year salary account holder

@HumorSimpson how old is your MB? 🤔

 

[thereguser]

I don't have account with hdfc only credit card

if you are getting fyf basis, i would suggest spend atleast 60K within 1st quarter and try to reach a milestone spending before your card renewal, after you get the card. Then call CC and Be polite and ask for to turn it to ltf card after 7 months. if you are an old user of another hdfc credit card i am 88% sure they will offer you LTF. just don't be cocky, don't be a beggar don't be rude or anything like that just ask nicely and genuinely sometimes the person on the other line is enough who can make your card LTF, no escalation team, superior team, nothing nada. just be humble. hope this helps 🙂

 

[HumorSimpson]

@HumorSimpson how old is your MB? 🤔

I am feeling it is born before me.

Wait that can't be possible right ?

May be ~14 years. Intially it was some titanium , in between I reject regalia gold then its Bharat and now MB+

 

[Rohith-2009]

yeah just 4 month old but prior that i had ltf moneyback for 8 years

I had money back plus for 1 and half years then upgraded to millennia fyf by manual request

 

[thereguser]

I had money back plus for 1 and half years then upgraded to millennia fyf by manual request

i think a good spending habit will make it ltf in near future

 

[Trust Me]

Going all by this they may renew my MB ➕ with Last Man Standing for my name.

I don't think anyone can beat me in this regard!

HDFC had stopped issuing new plain Moneyback cards quite some time back. Yet they saw it fit to renew mine (for the third time) recently, --- for seven more years! 🙂
.

 

[AlgoTrader]

I don't think anyone can beat me in this regard!

HDFC had stopped issuing new plain Moneyback cards quite some time back. Yet they saw it fit to renew mine (for the third time) recently, --- for seven more years! 🙂
.

my moneyback cc renewal comes up in next few months, so you never know

 

[HumorSimpson]

my moneyback cc renewal comes up in next few months, so you never know

May be they will give Money Back Plus

 

[Trust Me]

my moneyback cc renewal comes up in next few months, so you never know

Rather you do know now what could happen with HDFC ! 🙂

In any case, do keep us posted about what happened with your card on renewal.
.

 

[AlgoTrader]

Rather you do know now what could happen with HDFC ! 🙂

In any case, do keep us posted about what happened with your card on renewal.
.

generally they will send same hard, so let's see