Infinia My Infinia CC journey in January 2025

[Player456]

Hi friends,

I just wanted to post my Infinia CC journey here to help others on the same boat.

Little bit of my financial context first,
I have 3.5 lakhs of net (after tax deduction) monthly income being credit to my HDFC salary account.
I had Regalia Gold CC on which I had more than 9 lakhs spends in last 6 months and 12.3 lakhs credit limit.

I started my journey in January 2025 when got interested in Infinia CC and got to know about this incredible forum.
By going through the suggestions in the forum I tried first directly mailing the HDFC Grievance department where the case was closed after asking for salary details. Though I tried explaining about my spends.

Then I was suggested by my RM and a HDFC branch Credit Card person to fill the upgrade form and submit directly in branch from where it will go to Chennai office. I also got to know that few people in this forum got it this way as well. So I just followed the same and in 7 days my Infinia CC was approved and delivered.

Happy me 😃

Special thanks to few members in this forum @vishp , @sanarora , @aniketkr.sharma , @sanket1549 , @gamersgzb . You guys are awesome. 🙌

 

[thewitchking]

Hi friends,

I just wanted to post my Infinia CC journey here to help others on the same boat.

Little bit of my financial context first,
I have 3.5 lakhs of net (after tax deduction) monthly income being credit to my HDFC salary account.
I had Regalia Gold CC on which I had more than 9 lakhs spends in last 6 months and 12.3 lakhs credit limit.

I started my journey in January 2025 when got interested in Infinia CC and got to know about this incredible forum.
By going through the suggestions in the forum I tried first directly mailing the HDFC Grievance department where the case was closed after asking for salary details. Though I tried explaining about my spends.

Then I was suggested by my RM and a HDFC branch Credit Card person to fill the upgrade form and submit directly in branch from where it will go to Chennai office. I also got to know that few people in this forum got it this way as well. So I just followed the same and in 7 days my Infinia CC was approved and delivered.

Happy me 😃

Special thanks to few members in this forum @vishp , @sanarora , @aniketkr.sharma , @sanket1549 , @gamersgzb . You guys are awesome. 🙌

I also got pre approved Infinia credit card last week and i applied directly through the expreesway hdfc portal, it has been approved now just waiting for the card to get delivered, Has been holding salary account with HDFC since last 5 years or so, very excited for this as my application has been rejected on couple of occasions due to WFH and home and office address in different place, at last got what i wanted , no previous card relationship with HDFC as i always wanted Infinia only.

😊☺️

 

[thewitchking]

so they need an individual TRV of 40L or salary credit of 3L to process credit card, I haven't done either since dint need the CC coz I have Infinia & Axis Burgundy, which covers most of my expenses, however under family banking I get premier account with premier debit card with no min balance etc & the service on that front has been good always a prompt response to any work / query.

My company is not registered in india as far as i know and i am paid through third party, but i am eligible as per the salary criteria will i be able to join HSBC?

 

[sanarora]

My company is not registered in india as far as i know and i am paid through third party, but i am eligible as per the salary criteria will i be able to join HSBC?

mostly no.. let me know if u get eligible..?