IamTechking
TF Buzz
Hey Everyone,
I need advice on 3 seperate things!
1. HDFC Swiggy Card-
As noted in my earlier post, I had applied the card as LTF basis the false lead by Credit(not so credible) and I have less than 4 days to activate the card else it becomes inactive. What should I do? I have been going back and forth for sometime now with grievance redressal and it has yielded no result. Should I activate the card and right it out? Or wait patiently for the card to be replaced by a card offer with LTF terms( barring the disappointment of credit check)?
2.DCP vs Millenia -
I have Millenia and SBI Cashback card and with Swiggy in my stable (might or might not), I thought of switching up my Millenia to DCP( as a more generalist card with appealing benifit of Intnl lounge and progress towards DCB). I currently have a standing offer of FYF for DCP. Should I snatch it in exchange for LTF Millenia?
3. Suggestions -
Any other suggestions of generalist card that I can and should consider? I have decent salary and my expenses aren't much( it averages out 10k in shopping, Maximum fuel expense of 3-4k, misc expenses of 2-5k and about 15k for a gold plan). I was considering amex but at current spends it doesn't make sense to me. I have UPI cards (kiwi and onecc) as well covered. I don't want to pivot to axis stable as it seems to complex for me. Any other suggestion are welcome!!
Thanks!!
I need advice on 3 seperate things!
1. HDFC Swiggy Card-
As noted in my earlier post, I had applied the card as LTF basis the false lead by Credit(not so credible) and I have less than 4 days to activate the card else it becomes inactive. What should I do? I have been going back and forth for sometime now with grievance redressal and it has yielded no result. Should I activate the card and right it out? Or wait patiently for the card to be replaced by a card offer with LTF terms( barring the disappointment of credit check)?
2.DCP vs Millenia -
I have Millenia and SBI Cashback card and with Swiggy in my stable (might or might not), I thought of switching up my Millenia to DCP( as a more generalist card with appealing benifit of Intnl lounge and progress towards DCB). I currently have a standing offer of FYF for DCP. Should I snatch it in exchange for LTF Millenia?
3. Suggestions -
Any other suggestions of generalist card that I can and should consider? I have decent salary and my expenses aren't much( it averages out 10k in shopping, Maximum fuel expense of 3-4k, misc expenses of 2-5k and about 15k for a gold plan). I was considering amex but at current spends it doesn't make sense to me. I have UPI cards (kiwi and onecc) as well covered. I don't want to pivot to axis stable as it seems to complex for me. Any other suggestion are welcome!!
Thanks!!
