Need Advice on Getting a Standard Chartered Credit Card with Business ITR

[chiggybansal1]

I’m looking to apply for a credit card from Standard Chartered, but I’m facing a bit of a challenge. I currently file a business Income Tax Return (ITR) instead of a salaried one, and I’m not sure how this might affect my eligibility for the credit card.

Has anyone in a similar situation successfully applied for a Standard Chartered credit card? If so, could you share your experience and any tips on what documentation or additional steps might be needed?

I’d appreciate any guidance on how to proceed or what alternatives I might have to meet the eligibility criteria.

Thanks in advance!

@walterwhite @SSV @Wealth is my birth right! @bhavyegoel , I don't know why there is no engagement unless I tag someone.

 

[BrokenBoot]

same here , they rejected for being Self employed.
Also looking for a Way

 

[nikhilesh71]

None of SC cards are highly rewarding or worth it. Please avoid if possible. There are better alternatives

 

[BrokenBoot]

None of SC cards are highly rewarding or worth it. Please avoid if possible. There are better alternatives

what about bank specific offers. because there is a card which is ltf .

 

[nikhilesh71]

Yes, if you are getting LTF, then no harm in getting, I have digismart & Super Value titanium as LTF, Paid smart card, Closed paid Ultimate card last month.

 

[chiggybansal1]

Main question is how to get the card, as some of the cards are offered as LTF so just want one in my portfolio, that's the thing. Can anyone really help for the same?

 

[chiggybansal1]

@TechnoFino and @Subhankar bhau aapko pta hoga how to get it, with business ITR.

 

[ARCHISMAN_DAS]

@TechnoFino and @Subhankar bhau aapko pta hoga how to get it, with business ITR.

I think only way to get it by being a high nrv customer for long time and apply in offline process... because I tried once with my itr and they denied because I m NTB ... may be have other ways too but don't know..

 

[nikhilesh71]

Main question is how to get the card, as some of the cards are offered as LTF so just want one in my portfolio, that's the thing. Can anyone really help for the same?

SC is corporate bank, so they are mainly oriented towards salaried persons like HSBC, AMEX. Only option would be get their priority banking & basis that relationship, they may offer LTF cards. Only other option to avail LTF card from them is via corporate tie-ups.