Need help in understanding HDFC Billpay for paying credit card bills

[ltf4ever]

I added an axis bank cc in the Billpay section of my hdfc app. i got this email from hdfc:

"Did you know you can earn up to Rs.1800 CashBack by setting up Autopay on your bills?"

i want to know:
1. if i will earn 1% cashback by paying through my debit card, even if i don't setup autopay.
2. is this 1800 the upper limit of 1% casback through debit card? i have easyshop platinum dc.
3. while adding cc, i get an error ' smartpay cannot be enabled for this biller'. is everyone facing this error?
4. how does repeating autopay work? sometimes my cc bill is a few hundred rupees, but sometimes in thousands. does hdfc automatically retrieve the amount due, or do we have to manually enter payment amount everytime?
5. is smartpay and autopay the same thing?

 

[TheMentalist]

I have paid my credit card bill from HDFC MILLENNIA Debit card but there is no change in cashback point....How many days it will take????

How and where did you pay the bill?
It will take 90-120 days for CB points to show

 

[akki7163]

How and where did you pay the bill?
It will take 90-120 days for CB points to show

I have paid the bill through hdfc portal with millenia debit card

 

[panu24]

There are many comments here which clearly said you need to use only and only Platinum debit card on HDFC billpay to pay credit card bills. This way you should get 1% cashback next day. The other way to pay your credit card bills is to use Millennia debit card, load amount in Paytm wallet and then pay credit card bill using paytm wallet balance. That way you will get cashback in 90 days.

 

[akki7163]

There are many comments here which clearly said you need to use only and only Platinum debit card on HDFC billpay to pay credit card bills. This way you should get 1% cashback next day. The other way to pay your credit card bills is to use Millennia debit card, load amount in Paytm wallet and then pay credit card bill using paytm wallet balance. That way you will get cashback in 90 days.

If i directly pay through hdfc portal, i am eligible or not for cashback for millenia debit card

 

[Rahul Gupta]

If i directly pay through hdfc portal, i am eligible or not for cashback for millenia debit card

yes you are eligible for cashback upto 400rs per month. but it will take upto 90 days to reflect in your account.

 

[panu24]

I think you will not get any cashback. Others can confirm here.

 

[Chaitanya-a]

There are many comments here which clearly said you need to use only and only Platinum debit card on HDFC billpay to pay credit card bills. This way you should get 1% cashback next day. The other way to pay your credit card bills is to use Millennia debit card, load amount in Paytm wallet and then pay credit card bill using paytm wallet balance. That way you will get cashback in 90 days.

90 days isn't worth the wait for just 1%. Is it?

 

[akki7163]

I am totally confused

 

[panu24]

yes you are eligible for cashback upto 400rs per month. but it will take upto 90 days to reflect in your account.

If you read here https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

it says "No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services"

 

[Chaitanya-a]

I am totally confused

If you've option in NetBanking to upgrade to Platinum DC, you should do that. Then you'll get the cashback in just 1 day.

 

[panu24]

90 days isn't worth the wait for just 1%. Is it?

True. That is why I converted my Savings account to SavingsMax which gave me Free Platinum debit card. I can use it on HDFC billpay to earn 1% Cashback.

 

[akki7163]

If you read here https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

it says "No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services"

Ohhh!!

 

[Rahul Gupta]

If you read here https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

it says "No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services"

Hdfc billpay gives 1% cashback on platinum and milennia debit cards. if you have any doubt then search for hdfc billpay threads. btw billpay is counted as utility payment.

 

[akki7163]

If you've option in NetBanking to upgrade to Platinum DC, you should do that. Then you'll get the cashback in just 1 day.

It is chargable 750per Year

 

[Rahul Gupta]

90 days isn't worth the wait for just 1%. Is it?

platinum cards gives this 1% in 2 to 3 working days.

 

[Rahul Gupta]

It is chargable 750per Year

actually its 850rs after tax. Free for all accounts above 10k mab.

 

[panu24]

Hdfc billpay gives 1% cashback on platinum and milennia debit cards. if you have any doubt then search for hdfc billpay threads. btw billpay is counted as utility payment.

Thanks for confirming this.

 

[Chaitanya-a]

platinum cards gives this 1% in 2 to 3 working days.

No actually I was talking about Millenia DC.

 

[Chaitanya-a]

It is chargable 750per Year

You can upgrade your savings account to either Classic or Savings Max account. It'll be free then.

 

[Divyank gulabani]

Can you please share where’s the link where we get step by step guide to pay bill via HDFC portal ?