Need Help regarding HDFC Bank Credit card limit increase

[Dr.Anand456]

Hi everyone,

Does anyone know of any online options to request a credit limit increase for my HDFC Bank credit card? Yesterday, I contacted HDFC Bank via email to request a limit increase, but they only provided an offline method. Has anyone followed an online process for this? Please share your experiences.

Thanks!

 

[Anindya98]

Hi everyone,

Does anyone know of any online options to request a credit limit increase for my HDFC Bank credit card? Yesterday, I contacted HDFC Bank via email to request a limit increase, but they only provided an offline method. Has anyone followed an online process for this? Please share your experiences.

Thanks!

Your Current card limit and variant?

 

[Dr.Anand456]

Your Current card limit and var

Your Current card limit and variant?

HDFC millenia, HDFC Swiggy, HDFC Tata noe. Shared credit limit only 23000 rupees.

 

[Anindya98]

HDFC millenia, HDFC Swiggy, HDFC Tata noe. Shared credit limit only 23000 rupees.

Do, you have any income documents?

 

[coolguy1]

Organic way:

1. Spend every month slightly more than last month
2. Pay all bills on time
3. Within 3-6 months, you should be offered higher limit.

Jugaad way:

Maintain good relationship with RM, ask them to bump it up or complain to HDFC support with income documents.

 

[Dr.Anand456]

Do, you have any income documents?

yes, I have my latest ITR file.

 

[Anindya98]

yes, I have my latest ITR file.

First Check the website if you have a limit increment offer or not. If not send the docs to the Chennai Office, If you have SB send them via the branch. Also, first, try to email them the documents.

 

[Dr.Anand456]

First Check the website if you have a limit increment offer or not. If not send the docs to the Chennai Office, If you have SB send them via the branch. Also, first, try to email them the documents.

Can you provide the email id..?

 

[Anindya98]

Can you provide the email id..?

Cards Email ID: customerservices.cards@hdfcbank.com

 

[Obhi]

HDFC limit increase is a mystery. Limit is stagnant for last 3 years.

 

[Anindya98]

HDFC limit increase is a mystery. Limit is stagnant for last 3 years.

yes, true used the card last year no LE offer checked multiple times. Randomly after getting reversal of annual fees got a LE

 

[Lightron]

My mother who has not used her card ever since it was activated, got a limit enhancement, whereas I have been diligently using it for the same period of time, and never received a limit enhancement. Never understood the logic behind them. Both have the same Moneyback+ ltf cards.

 

[Obhi]

My mother who has not used her card ever since it was activated, got a limit enhancement, whereas I have been diligently using it for the same period of time, and never received a limit enhancement. Never understood the logic behind them. Both have the same Moneyback+ ltf cards.

Stop using the card suddenly. Works for some. HDFC algorithms are hard to predict.

 

[Dr.Anand456]

Stop using the card suddenly. Works for some. HDFC algorithms are hard to predict.

Maine to karib 8 months tak card use hi nahi kiya, phir bhi limit nahi bada, ek saal tak properly use kiya phir bhi nahi bada, ab kya karu

 

[Anindya98]

Maine to karib 8 months tak card use hi nahi kiya, phir bhi limit nahi bada, ek saal tak properly use kiya phir bhi nahi bada, ab kya karu

close it. Apply fresh with a good limit

 

[Dr.Anand456]

close it. Apply fresh with a good limit

Card lifetime free hai isliye close nahi kerwa raha.

 

[Anindya98]

Card lifetime free hai isliye close nahi kerwa raha.

So, nothing can be done. send your documents and see if they increase or not. I saw in Anna DM's video that they started giving LE.

 

[Pankaj846]

HDFC millenia, HDFC Swiggy, HDFC Tata noe. Shared credit limit only 23000 rupees.

Hi, how did you get these 3 cards LTF with 23K limit? Coz tata neu requires atleast 1.5L limit.

 

[Dr.Anand456]

Hi, how did you get these 3 cards LTF with 23K limit? Coz tata neu requires atleast 1.5L limit.

Trust me, I don't know. HDFC hai kuch bhi ker sakta hai bhai.

 

[Lightron]

My mother who has not used her card ever since it was activated, got a limit enhancement, whereas I have been diligently using it for the same period of time, and never received a limit enhancement. Never understood the logic behind them. Both have the same Moneyback+ ltf cards.

Update: Finally received a limit enhancement offer two days ago. Got a good limit enhancement of 1.51L. This happened within a week of one card limit enhancement.