Need some guidance with HDFC Bank Classic Banking

[PayKaroAbhi]

I have a 5 years old Digi Save Youth savings account in HDFC Bank (5K MAB required).

I'm maintaining 1 Lac+ in the account for almost 10 months now but haven't received any pre-approved Classic Banking upgrade offer. I recently transferred my account to my nearest branch. I visited the branch and submitted the classic banking sign-up form to the banker and waited for two weeks but nothing happened. I called him and he was saying those usual words like Don't worry sir, will do it sir etc. He again asked my number and after some time said that their server is not responding.

Also the same banker who asked me to submit the form is now saying that classic banking can't be provided via form method now. I mean then why did he asked me to do so man!

In short, I can totally understand the fact that he's not providing that intentionally.

I have raised my concern on Twitter but haven't received any satisfactory response.

What to do now?
Is there any other way to get that?

Haven't ever seen such pathetic service of a private bank. People usually complain about Kotak Bank but they're far better than this atleast for me.

 

[akki7163]

+1

 

[thanix]

I have a 5 years old Digi Save Youth savings account in HDFC Bank (5K MAB required).

I'm maintaining 1 Lac+ in the account for almost 10 months now but haven't received any pre-approved Classic Banking upgrade offer. I recently transferred my account to my nearest branch. I visited the branch and submitted the classic banking sign-up form to the banker and waited for two weeks but nothing happened. I called him and he was saying those usual words like Don't worry sir, will do it sir etc. He again asked my number and after some time said that their server is not responding.

Also the same banker who asked me to submit the form is now saying that classic banking can't be provided via form method now. I mean then why did he asked me to do so man!

In short, I can totally understand the fact that he's not providing that intentionally.

I have raised my concern on Twitter but haven't received any satisfactory response.

What to do now?
Is there any other way to get that?

Haven't ever seen such pathetic service of a private bank. People usually complain about Kotak Bank but they're far better than this atleast for me.

Check whether you can close the account and open directly in the branch with 1L cheque only on condition that you will be directly enrolled in classic banking.

 

[PayKaroAbhi]

Check whether you can close the account and open directly in the branch with 1L cheque only on condition that you will be directly enrolled in classic banking.

Personally I'm also thinking to close all accounts of HDFC including savings and current. When the bank is intentionally not providing any offer even after fulfilling all the requirements then it doesn't make any sense to keep the account imo! 😪 Also after closing these I think this branch will not be a good choice for me as the staffs are very unprofessional there.

 

[tushu5121]

For my case it was,done within week

but the banker told me to talk with Branch manager once if they Say yes.
Then we can do this.
Then i went to branch manager's Cabin and request them for Classic banking

They Account details and Agreed to give classic banking.
And within 7 days i got classic banking.

For you I would suggest you to Go and talk directly with branch manager.
If he don't agrees
Go step by Step
1st convert your account into Savings max account then go for classic.
That can help you to get classic
Without complaining anyone

 

[PayKaroAbhi]

For my case it was,done within week

but the banker told me to talk with Branch manager once if they Say yes.
Then we can do this.
Then i went to branch manager's Cabin and request them for Classic banking

They Account details and Agreed to give classic banking.
And within 7 days i got classic banking.

For you I would suggest you to Go and talk directly with branch manager.
If he don't agrees
Go step by Step
1st convert your account into Savings max account then go for classic.
That can help you to get classic
Without complaining anyone

Okay, I'll talk with the manager first then. Btw is the account upgradation is important?

 

[Alex292929]

As far as I know in order to opt for premier banking programme one needs to have saving max ac. this might be a reason for not getting a pre approved offer

 

[tushu5121]

Okay, I'll talk with the manager first then. Btw is the account upgradation is important?

Yes upgradation is Important.. i had Savings max account before classic..
Then they give upgration into classic.
And i am happy with it.. its exellent.. for me..

 

[PayKaroAbhi]

Yes upgradation is Important.. i had Savings max account before classic..
Then they give upgration into classic.
And i am happy with it.. its exellent.. for me..

Yes that account is also a worthy account. I opted for this variant because I had no idea of banking programmes, family banking etc. and I finally visited the branch after 4 years to change the branch and request for classic banking. Too lazy to visit branch actually. 🙂

 

[PayKaroAbhi]

As far as I know in order to opt for premier banking programme one needs to have saving max ac. this might be a reason for not getting a pre approved offer

I see now, that's why they're ignoring me and i am wasting my time only. 🥲

Will upgrade to SavingsMax 🙂

 

[tharun]

I have a 5 years old Digi Save Youth savings account in HDFC Bank (5K MAB required).

I'm maintaining 1 Lac+ in the account for almost 10 months now but haven't received any pre-approved Classic Banking upgrade offer. I recently transferred my account to my nearest branch. I visited the branch and submitted the classic banking sign-up form to the banker and waited for two weeks but nothing happened. I called him and he was saying those usual words like Don't worry sir, will do it sir etc. He again asked my number and after some time said that their server is not responding.

Also the same banker who asked me to submit the form is now saying that classic banking can't be provided via form method now. I mean then why did he asked me to do so man!

In short, I can totally understand the fact that he's not providing that intentionally.

I have raised my concern on Twitter but haven't received any satisfactory response.

What to do now?
Is there any other way to get that?

Haven't ever seen such pathetic service of a private bank. People usually complain about Kotak Bank but they're far better than this atleast for me.

It's opposite for me i opened HDFC savings account(don't know which type) for convenience and offers now I was offered classic banking offer. I neither requested the bank for upgradation nor remember keeping 1L MAB
Yesterday i Applied for upgradation still waiting for their confirmation

 

[PaneerButterMasala]

What are the benefits of Classic Program?

 

[PayKaroAbhi]

What are the benefits of Classic Program?

You can link your family members and they can also enjoy the same experience of Classic Banking, and to know more about the benefits you can Google it.

 

[PayKaroAbhi]

It's opposite for me i opened HDFC savings account(don't know which type) for convenience and offers now I was offered classic banking offer. I neither requested the bank for upgradation nor remember keeping 1L MAB
Yesterday i Applied for upgradation still waiting for their confirmation

How much MAB required for your savings account?

 

[tharun]

How much MAB required for your savings account?

5k (semi urban branch)

 

[PayKaroAbhi]

5k (semi urban branch)

It's either digisave youth or regular savings account then.

 

[magneto]

I have a 5 years old Digi Save Youth savings account in HDFC Bank (5K MAB required).

I'm maintaining 1 Lac+ in the account for almost 10 months now but haven't received any pre-approved Classic Banking upgrade offer. I recently transferred my account to my nearest branch. I visited the branch and submitted the classic banking sign-up form to the banker and waited for two weeks but nothing happened. I called him and he was saying those usual words like Don't worry sir, will do it sir etc. He again asked my number and after some time said that their server is not responding.

Also the same banker who asked me to submit the form is now saying that classic banking can't be provided via form method now. I mean then why did he asked me to do so man!

In short, I can totally understand the fact that he's not providing that intentionally.

I have raised my concern on Twitter but haven't received any satisfactory response.

What to do now?
Is there any other way to get that?

Haven't ever seen such pathetic service of a private bank. People usually complain about Kotak Bank but they're far better than this atleast for me.

Seems like an issue with the branch, try with the second nearest branch, because if your current branch is not co-operating and somehow you get Classic banking, the RM assigned from that branch would most probably not be that knowledgeable. So try with some other branch

 

[pankaj_ji]

Email to them at support@hdfcbank.com

They provide response same day or next day

 

[Ziya7000]

Personally I'm also thinking to close all accounts of HDFC including savings and current. When the bank is intentionally not providing any offer even after fulfilling all the requirements then it doesn't make any sense to keep the account imo! 😪 Also after closing these I think this branch will not be a good choice for me as the staffs are very unprofessional there.

Yes Correct.

 

[Ziya7000]

I have a 5 years old Digi Save Youth savings account in HDFC Bank (5K MAB required).

I'm maintaining 1 Lac+ in the account for almost 10 months now but haven't received any pre-approved Classic Banking upgrade offer. I recently transferred my account to my nearest branch. I visited the branch and submitted the classic banking sign-up form to the banker and waited for two weeks but nothing happened. I called him and he was saying those usual words like Don't worry sir, will do it sir etc. He again asked my number and after some time said that their server is not responding.

Also the same banker who asked me to submit the form is now saying that classic banking can't be provided via form method now. I mean then why did he asked me to do so man!

In short, I can totally understand the fact that he's not providing that intentionally.

I have raised my concern on Twitter but haven't received any satisfactory response.

What to do now?
Is there any other way to get that?

Haven't ever seen such pathetic service of a private bank. People usually complain about Kotak Bank but they're far better than this atleast for me.

It is better to close the account in the said branch. Also you can open any varient of account and later on can upgrade it to Classic or Preferred banking after maintaining the required MAB.