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New CIBIL reporting frequencies of various banks from Jan 2025

SSV

TF Reserve
Contributor
VIP Lounge
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Amex
    • statement date
    • statement date +15 days
  2. Axis
    • 15th
    • 30/31st (month end)
  3. BOB Cards
    • 15th
    • 30/31st ( month end)
  4. YES Bank
    • 15th
    • 30/31st (month end)
  5. SBM Bank
    • 15th
    • 30/31st (month end)
 
Last edited:
BOB cards now reported as on 15/01/2025..
The last one was as on 31/12/2025..
Most likely BOB chose fortnightly ie 15th and month end..
Let's.wait for some.more responses
Hi @SSV did you check for the utilisation notification?
Please tell me how to enable that. Thanks
 
I too get cibil changed/Utilisation alerts including email+sms+in-App.

Alerts continued even when I haven't subscription active for few months last year.
 
BOB cards now reported as on 15/01/2025..
The last one was as on 31/12/2025..
Most likely BOB chose fortnightly ie 15th and month end..
Let's.wait for some.more responses
I can confirm. 15/01/2025 is reported for the bob cards. Earlier pattern was month end.
 
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Even Amazon pay ( axio & karur ) had reported on 15th Jan

And One Card ( SBM ) reported on 15th January
Yes, my One card by Indian Bank also reprted as on 15/01/2025.. Previously it was Dec 31..

anyone else can confirm their latest and previous Indian bank reporitng dates ?
 
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